California requires all drivers to provide proof of financial responsibility for vehicles operated within the state. Most individuals purchase car insurance coverage to meet the requirements for financial responsibility. The state has set minimum coverage amounts for liability insurance that each driver must purchase.
Every person in California is required to maintain minimum liability insurance coverage in order to operate a motor vehicle legally within the state. The state requires each driver to carry a minimum liability insurance of $15,000 for the death/injury to one person, $30,000 for the death/injury to more than one person, and, $5,000 for damage to property. Failure to maintain insurance may result in fines and the suspension of your vehicle registration. Unfortunately, some drivers do not abide by the insurance laws in California.
Who Pays My Bills in a Motor Vehicle Accident?
If you are in a California motor vehicle accident, the driver responsible for causing the car crash is liable for your bills and damages. Typical damages in a vehicle accident include, but are not limited to, medical bills, lost wages, physical pain, emotional suffering, property damage, and funeral expenses. Other damages may be compensable depending on the facts and circumstances of your accident.