With the high cost of car insurance, it is not uncommon for drivers to search for ways to lower their car insurance premiums. Shopping around for car insurance is one way to reduce insurance premiums. Using one insurance company for all your insurance needs is another way to save money on car insurance. A new way to save money offered by some car insurance companies is by using an insurance tracking device to document safe driving for discounts.
What Are Insurance Tracking Devices for Safe Driving Discounts?
Several of the largest car insurance providers have introduced new ways to save money on car insurance premiums. Some insurance companies offer usage-based insurance programs that reduce the premium for drivers who do not drive as much as other drivers. Other companies have instituted safe driving discounts that are based on a driver’s actual, real-time driving behaviors.
Unfortunately, the way that the insurance companies track usage and driving behavior is by collecting data. Some companies use car tracking devices installed directly into the vehicle. Other companies use apps on a person’s cell phone to track driving behavior. In either case, the driver is giving up his or her privacy. It may save the driver money on insurance premiums, but the data collected can also be used in other ways.
Using Tracking Data in a Car Accident Case
Data collected from car insurance tracking devices and apps could be used in a car accident case to prove fault for a crash. A defense attorney could subpoena the data from the insurance company. Why would a defense attorney go through the trouble of getting this information? To try to blame you for contributing to the cause of the accident.
If you contributed to the cause of the car accident, your compensation can be reduced by the percentage of fault assigned to you for the collision under California’s comparative fault laws. Insurance companies always look for ways to reduce the amount of money they pay for an accident claim. If it can use your insurance tracking device against you, it will.
Of course, insurance tracking data could work in your favor. If the other driver uses a tracking device or app, the data retrieved could prove that the other driver caused the car crash.
Because the technology is still somewhat new, many attorneys may not be aware that they should check for data during a car accident investigation. Hiring an experienced car accident attorney in California can help you protect your rights and seek fair compensation for a car accident claim. An experienced attorney understands how the latest technology and safety features can be used to recover key evidence that helps prove liability and fault for a car accident.
Contact Our Sacramento Car Accident Lawyers for a Free Case Review
Before you discuss your claim with an insurance adjuster or accept a settlement offer for a car accident claim, talk to one of our Sacramento personal injury lawyers. We can review your case to determine your options for pursuing compensation for all damages from the driver who caused your car crash.
Call The Tiemann Law Firm at (916) 999-9000to schedule a free consultation with one of our California car accident lawyers.
If you are injured in a California DUI accident, you may wonder how you prove that the drunk driver is liable for your injuries and damages. Proving liability in a DUI accident may not be as easy as you assume. Even if the driver is convicted of a drunk driving charge, you must prove that the driver caused the car crash that resulted in your injuries. Proof of intoxication is not the same as proof of liability for a car accident. Our Sacramento DUI accident attorneys understand the legal elements of liability and how to investigate a DUI crash to obtain evidence of fault and liability.
Proving Fault and Liability in a DUI Accident
When we investigate a DUI accident, we want to determine how the crash occurred and who was responsible for the factors that led to the cause of the crash. For instance, if a car crash is caused by a driver turning left in front of another driver, we must determine which driver had the right of way to determine liability for the collision. In a drunk driving accident, the process is the same.
The basic elements of a negligence case typically apply in a drunk driving accident. Those elements are:
- Duty — All drivers owe a duty of care to others to operate their motor vehicles safely.
- Breach of Duty — A driver who operates a motor vehicle while intoxicated is typically assumed to have breached the duty of care. However, we must also prove that the driver failed to operate the motor vehicle safely. In other words, what did the driver specifically do to cause the crash? While being drunk increases the risk of a collision, a drunk driver could potentially be the victim of a car crash.
- Causation — The crash must have resulted in your injuries. If you were not injured, you do not have a claim.
- Damages — You must have sustained damages as a result of the car accident. You can only recover compensation for damages incurred because of the DUI accident.
Our legal team conducts a thorough investigation, which may include retaining experts to assist us in proving that the drunk driver was responsible for causing the crash that resulted in your injuries.
Damages in a DUI Accident Case
DUI accidents can result in traumatic injuries and life-threatening conditions. Many victims sustained significant financial losses, in addition to their physical, emotional, and mental pain and suffering. Medical expenses and loss of income from a drunk driving accident claim can total hundreds of thousands of dollars, especially in cases involving permanent impairments and disabilities.
Our legal team works with you and your doctors to document your injuries, expenses, and losses. If you sustained a permanent disability, we might also work with medical experts and financial experts to calculate your future damages accurately.
Contact a Sacramento DUI Accident Attorney for Help
If a drunk driver injures you, you need an experienced legal team on your side to fight for full compensation for all damages.
Contact The Tiemann Law Firm at (916) 999-9000 or by visiting our website to schedule a free consultation with a Sacramento drunk driving accident lawyer.
Are you traveling for the Thanksgiving holiday? If so, you are likely to encounter heavy traffic before and after Thanksgiving Day. Even if you plan to remain in Sacramento for the long holiday weekend, you are likely to experience traffic jams and heavy traffic people travel and shop during the holiday weekend.
A holiday car accident can quickly ruin your Thanksgiving plans. Even though you may already be familiar with some of these safety tips, it can never hurt to remind yourself of safe driving behaviors that can help you avoid a holiday car accident.
Safe Driving Behaviors to Practice During the Holidays
- Avoid Distractions
Distractions are dangerous at any time of year, but the holidays can increase distracted driving. Motorists can easily be distracted by the stress and strain of the holidays. Instead of paying attention to traffic, drivers focus on what they need to complete before they can go home. Drivers may try to multitask more while driving to save time. Avoid distractions while driving. If you need to read a text, write something down, or do anything other than driving, pull over to a safe location.
- Do Not Drink and Drive
The holidays are a time for parties with friends, family members, and co-workers. Many of these parties include alcohol. Be careful not to indulge too much and then drive. Also, be aware that there could be more drunk drivers on the roads during the holiday season. If you notice a drunk driver, put as much distance between your vehicle and the other vehicle to avoid being involved in a DUI accident.
- Slow Down
There will be additional traffic on the roads during the holidays. Speeding increases the risk of a holiday car accident. Slowing down gives you the additional time you need to react to changes in traffic and sudden traffic jams. Try to leave earlier than necessary to allow yourself ample time to reach your destination during the holiday season.
- Get Plenty of Rest
Drowsy driving and fatigued driving increase the risk of a holiday car accident. The holidays can be stressful and hectic. Try to get a good night’s sleep each night, but especially before leaving on a trip.
- Avoid Aggressive Driving
Road rage can be a problem around the holidays. Do not respond to aggressive drivers with aggressive behaviors. If a driver is in a hurry, let the driver pass and continue on his way. Avoid weaving in and out of traffic, which can increase the risk of a traffic accident.
Don’t Let a Holiday Car Accident Ruin Your Holidays
If you are involved in a car accident, contact a Sacramento car accident attorney for help. An experienced accident attorney can take care of everything for you while you focus on the holidays with your family and recovering from your injuries, such as:
- Filing an insurance claim;
- Investigating the accident scene;
- Identifying the parties that are responsible for causing the accident;
- Gathering evidence to prove fault;
- Preparing a settlement demand package for the insurance company; and,
- Negotiating a fair and just settlement for your injury claim.
Contact A Sacramento Car Accident Attorney For Help
Contact The Tiemann Law Firm at (916) 999-9000 or by visiting our website to schedule a free consultation with one of our California personal injury lawyers.
In many cases, a car that is run off the road flips over or slams into another object. The damage to the vehicle can be severe. Furthermore, run-off car accidents can cause serious injuries to the passengers in the vehicle that is run off the road. There are many causes of run-off car accidents. A lot of those causes are the fault of another driver who might be liable for the injuries and damages caused by the crash.
What Causes Run-Off Car Accidents?
Aggressive driving is a problem in most cities throughout the United States. Most cities in Sacramento County experience heavy traffic, which can lead to aggressive driving. Aggressive drivers often weave in and out of lanes as they attempt to get ahead of traffic. Unfortunately, weaving in and out of traffic increases the risk of bumping into or sideswiping another vehicle, causing that vehicle to run off the road. However, aggressive driving is not the only cause of run-off car accidents.
Distracted driving is another common cause of run-off car accidents. Drivers who are texting while driving, using their cell phones, adjusting vehicle controls, reaching for objects, eating, grooming, or doing countless other activities other than watching the road drift into another lane, thereby running a driver off the road. Other common causes of run-off car accidents include drunk driving, speeding, drowsy driving, and tailgating, drugged driving.
Whatever the cause may be for a run-off car accident, it is important to take several steps after the accident to protect yourself.
Steps After a Run-Off Car Accident
If a car runs you off the road, following these steps can protect your legal rights after an accident:
- Try to stop at the first safe location after being run off the road.
- Contact 911 to request police officers and emergency medical services.
- If possible, take pictures of the area and the vehicle that ran you off the road. If the vehicle left the scene, make detailed notes on paper or your cell phone regarding what you remember about the vehicle.
- Ask people to stop to tell you as much as they remember about the vehicle and the driver. Even a partial license plate number can be helpful. Get the names and contact information for bystanders and eyewitnesses.
- Take pictures and make a video of the damage to your vehicle.
- Go to the doctor as soon as possible to access your physical injuries. In addition to documenting an accident scene and the damage to your vehicle, you must document your physical injuries. Make sure you follow your doctor’s instructions and keep detailed notes about your experiences during your recovery.
- Also, document your financial losses by keeping detailed notes of all expenses and financial losses, copies of receives, and copies of bills related to the accident or your injuries.
Contact a Sacramento Car Accident Attorney Now!
Investigating a run-off car accident can be challenging, especially if it involves a hit-and-run driver. Our Sacramento personal injury lawyers have the experience, skills, and resources necessary to handle these types of car accident claims. Please contact us now to discuss your case. We need to begin working on your claim as soon as possible before evidence regarding the accident becomes more difficult to locate and preserve.
Contact The Tiemann Law Firm at (916) 999-9000 or by visiting our website to schedule a free consultation with one of our California personal injury attorneys.
Being involved in a Sacramento car accident can be overwhelming. Even when no one is seriously injured, dealing with the property damage claims can be time-consuming and frustrating. Minor injuries can result in significant medical bills and lost wages. Traumatic injuries could result in hundreds of thousands of dollars in damages and life-altering conditions.
The first step in recovering reimbursement for your financial losses and compensation for your damages is to file an injury claim with the insurance company for the other driver. However, what happens when the insurance company blames you for causing the accident?
Who Has to Pay for a Car Accident in California?
California uses a fault-based theory for automobile accidents. The party, usually one of the drivers, who is responsible for causing the crash is liable for any damages arising from the crash. Damages in an automobile crash typically fall into one of two categories: financial damages and non-economic damages.
Financial damages are the expenses and costs related to the accident and injuries as well as any financial losses caused by the accident and injuries. Examples of financial damages that are common in car accident cases include:
- Medical expenses, including doctor’s bills, hospital stays, surgeries, therapy, medications, and medical equipment
- Loss of income, including past and future loss of income and diminished earning potential
- Property damage to the vehicle and other personal property
- Cost of personal care and assistance with household chores
- Other out-of-pocket expenses and costs, such as travel expenses to and from doctor’s visits
Non-economic damages are often referred to as pain and suffering. Pain and suffering include a victim’s physical, emotional, and mental suffering caused by the auto accident and the injuries. It can also include permanent impairments, disabilities, scarring, and disfigurement caused by the injuries sustained in the crash. It can be very difficult to place a value on a person’s pain and suffering after a traffic accident. An experienced Sacramento car accident attorney understands the complexities of calculating noneconomic damages and how to maximize the recovery for these damages by using the facts of the case.
In most cases, the insurance company for the at-fault driver pays the injury claim for a victim. However, the insurance companies attempt to lessen their liability in several ways, including blaming the other driver for causing the accident.
Why Would the Insurance Company Try to Blame Me for the Accident?
Under California’s comparative fault laws, a driver who is at-fault for an accident cannot recover compensation for damages from the other driver. Furthermore, if a driver is partially at fault for causing a car crash, the compensation paid to that driver can be reduced by the percentage of fault assigned to the driver.
Therefore, if the insurance company can prove that you were at least partially at fault for the cause of the crash, it can lower the amount it pays to you for your claim. For example, if your damages total $200,000, but you are found to be 50 percent at fault for the crash, the most you can receive for your claim is $100,000.
Insurance companies try to use comparative fault laws to decrease the amount they must pay to accident victims. Don’t let an insurance company take advantage of you. Talk to a California car accident attorney immediately if the insurance company tries to blame you for causing the crash.
Contact Our Sacramento Car Accident Attorneys for Help
Contact our Sacramento car accident attorneys for a free consultation by calling The Tiemann Law Firm at (916) 999-9000 or by visiting our website.