Posted on Tuesday, November 8th, 2016 at 3:06 am    

When you are in a traffic accident, one of your priorities is getting a working vehicle. You need to have a reliable means of transportation to get to work, take the kids to school, and run errands for your family. You do not have the money to pay to repair your vehicle. Unfortunately, you are at the mercy of the insurance company for the other driver.

Once you file an insurance claim, the insurance company can respond in one of several ways.

Find the Vehicle a Total Loss

The insurance company will have your car inspected for damages. If the cost to repair your vehicle exceeds the value of your vehicle, the insurance company will declare the vehicle a total loss. In this case, the insurance company pays you, or the lender if you have a car loan, the fair market value of the vehicle. In some cases, if the repairs cost more than a percentage of the value of the vehicle (i.e. 80%), the insurance company may choose to total the vehicle. You can research to determine if the insurance company is paying the full value of the vehicle before accepting the offer. Check NADA and Kelley Blue Book to check values of vehicles in your area. If in doubt, contact a Sacramento car accident attorney.

Repair Your Vehicle

The insurance company may pay for the repairs on your vehicle. You have the right to choose the company who repairs your vehicle. Unfortunately, the insurance company may have the right to use after-market parts on your vehicle depending on the age of your vehicle. Discuss what repairs are being made and the parts that will be used to make the repairs with the mechanic or body shop before authorizing the work. If you feel you are not being treated fairly, contact a lawyer immediately.

Deny Your Claim

The insurance company may find a reason to deny your claim in whole or in part. For example, the insurance company may say that you caused the accident or contributed to the accident; therefore, it is not responsible for paying to repair your vehicle. Another example is when the mechanic wants to make repairs that the insurance company refuses to pay. You have several choices if this problem arises. Contact our office immediately for a free case evaluation.

Ignore You

In some cases, the insurance company simply ignores your claim. You call and call, but no one returns your calls. If this is happening to you, call our office for a free legal consultation. You have rights under California’s personal injury laws. Let us help you get the compensation you deserve after a traffic accident.

Call A Sacramento Car Accident Attorney

If you are fighting with an insurance company regarding repairs to your vehicle, we can help. Call our office for a free consultation with a Sacramento car accident attorney. You can reach the Tiemann Law Firm by calling (916) 999-9000 or by chatting with a representative on our website.

Client Testimonials

Hanna Padilla Testimonial
Quote

From the very start of my case the Tiemann Law Firm was wonderful. Perter came all the way to my home to sit down and talk to me about my options. He made me and my partner feel very comfortable and promised us he would take the very best care of my case. Peter kept me informed every step of the way and was always on top of things. everything was done in a timely manor and I always felt like I was the only case he was working on because he was so fast. In the end Peter got me back way more money than I ever expected. I would recommend this law firm to everyone. I am very happy with the outcome of my case thanks to the Tiemann Law Firm! Thank you!

Matt H. Testimonial
Quote

I was in a car accident a while back where I was injured and had to miss work for an extended period of time.  After nearly a year of fighting with the insurance company with no results and no progress, I met with Jelena Tiemann.  I couldn't have asked for a more responsive and supportive advocate.  We quickly reached a settlement and I finally was able to move from the stress and burden of feuding with my insurance.  I highly recommending meeting with Jelena if you're in need of a lawyer.

Star Fire Testimonial
Quote

It is hard to put into words the care and dedication that I received from the Tiemann’s. They have been here for me every step of the way and were always available when I had questions or concerns. My husband and I will be forever grateful for everything they have done for us and our family. Thank you so much for all of the hard work and time you have put into my case, we greatly appreciate it and your friendship. We highly recommend this firm and will always be thankful for everything they have done. Thank you so much again, Kim

Lendzey Garcia
Quote

I was in a very bad/ major car accident I originally had an attorney who wasn’t trying to help me out much or take any of my calls so I called Tiemann and told them my situation. They made it an AWESOME and Smooth transition over to them and took on both cases I had. I just settled on my big case and am beyond great full. For them and their team! I highly recommend them. To add on to this a little On how much they will work with you, I moved to Montana in the middle of all Of this and it was not an issue!

Maye Ly Testimonial
Quote

I just saw my lawyer Jelena Tiemann on a t.v ad, which reminded me how much she helped when I was in a desperate situation. I just love her! That is why I feel a need to tell everyone. I had a situation that happened & didn’t know what to do, our where to go. I didn’t even know if she could help me or if any lawyer could. All I wanted was it to go away & was afraid most lawyers wanted to drag it out & possibly go to court. For one she was very professional but was very personable (maybe b.c she’s a lady). She didn’t make me feel embarrassed or self-conscious that I did something wrong or was the cause of the situation. She immediately said we should try our best before going to court. Let me handle some paperwork, if at the last we do go to court we have documents. She gave me all the details, pros and cons but reassured me she deals with these cases all the time. She came through and made it as painless as possible. I now have my life back.