IS THE SETTLEMENT AMOUNT OFFERED BY THE INSURANCE COMPANY FAIR FOR YOUR CLAIM?

IS THE SETTLEMENT AMOUNT OFFERED BY THE INSURANCE COMPANY FAIR FOR YOUR CLAIM?

Posted on Thursday, October 4th, 2018 at 1:53 am    

When a person causes an injury through negligence or wrongdoing, California’s personal injury laws allow for compensation of damages. In many cases, the person who caused the injury has a liability insurance policy that covers the claim. For example, motorists are required to have minimum car insurance in case they cause a car accident. Businesses and homeowners have property insurance to cover claims for a fall or other injury on their property.

Therefore, most accident claims are handled by the insurance provider for the at-fault party. Even though the purpose of liability insurance is to cover valid claims against the insured, insurance providers do not want to pay large claims. Insurance companies are in business to make money and paying large injury claims cuts into their profit margin.

Three Warning Signs a Settlement Offer May Not Be Fair

In some cases, the insurance company may attempt to settle the claim very quickly. While a quick settlement is not always an indication of an unfair settlement amount, it is a reason to be cautious and to contact a Sacramento personal injury attorney before accepting the settlement offer.

  • The Settlement is Less Than You Expected

If a settlement offer is lower than you expected, the insurance company may be attempting to close the claim quickly to avoid paying a higher amount. You are not required to accept the settlement offer. Accepting the first settlement offer usually means you are losing money. You have the right to negotiate a settlement that is fair and just. Our Sacramento personal injury attorneys have extensive experiencing valuing claims. Call to discuss your claim with an attorney during a free case review.

  • The Insurance Adjuster Tells You That The Policy Does Not Fully Cover Your Injuries Or Accident

An insurance policy usually contains specific exclusions that are not covered by the insurance policy. If the adjuster tells you that your accident or your injury is not fully covered, do not accept the offer. You need to ask for a written explanation of the determination with copies of the appropriate portion of the policy excluding the injury or accident.

In addition, the insurance company may allege that you are partially at fault for the accident or your injuries. Claiming you are partially at-fault is a means of lowering the amount of compensation you are entitled to receive under California’s comparative fault laws.

If the insurance company tries either of these tactics, contact our Sacramento personal injury attorneys immediately.

  • The Company Requests a Signed Release

Before you sign a release, you need to consult with an attorney. Once you sign a release, you cannot file a lawsuit or claim additional compensation. The release relieves the insurance company and other parties from any further liability for your injuries and damages. Even if you discover an additional injury or require additional medical treatment, you cannot recover any additional compensation if you have signed a release.

Contact a Sacramento Personal Injury Attorney

Call The Tiemann Law Firm at (916) 999-9000 or visit our website to request a free consultation with one of our Sacramento personal injury lawyers.

Client Testimonials

Elena Basquez
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The Tiemann law Firm has been very good to me ever since I walked in the door. James and Emily have been very responsive and professional and make me feel comfortable when I start to freak out a bit. Accidents can be pretty stressful and I feel like they’ve gone above and beyond. I’m happy that keep me up-to-date on how my case is going. I appreciate that they make me feel like a priority and that they take my case serious. I have already recommend them to a few friends and family members. God forbid I get into another accident, but if I do, I know exactly where to come for help.

Elizabeth Ochoa
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I chose Tiemann Law Firm to help me after a car accident I was involved in. Throughout the entire process, Moe made sure to keep me updated, he always responded quickly whenever  I had questions about anything. My case won thanks to this law firm and their dedication. My experience with Tiemann Law Firm was amazing! 10/10 recommended.

Beca Lopez
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Such wonderful experience with Tiemann Law firm. The employees are great, respectful, and kept in contact with me throughout the entire process. I would definitely recommend this firm. Thank you so much for your services!

Tajii Black
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Don’t listen to the bad reviews! My experience with this law firm is unmatched , I always recommend to colleagues and friends and they have not been disappointed either. Great quality people who care about the outcome not just the bottom line

Dawniel Ewing
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I have nothing but great things to say about this firm. They have been extremely helpful and professional when dealing with my case. Anytime I needed anything or wanted updated they responded immediately. They made me feel like they cared. Highly recommend them!

Amy J
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Tiemann Law Firm is a great law firm. The best part is we won and I received a bigger settlement than I thought was possible! They keep in touch and are friendly and easy to talk to. If you want the best settlement for your case,   CALL THESE GUYS!!!

Michael T.
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I sat down and met with Jelena Tiemann about my vehicle accident.I presented all of my documentation to her in which she gave me her assessment.Although the Tiemann Law Firm wont be representing me because my settlement offer was pretty good she was very clear,forward and professional about what she felt could and couldn't be done.I recommend this law firm to anyone who needs a helping hand at fighting a case where you don't have to worry about the outcome not going in your favor. Please don't review this business if you received a freebie for writing this review, or if you're connected in any way to the owner or employees.

Herb T.
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The Tiemanns were referred to me by a friend and I am exceptionally happy with the service I received. I had never been in an accident before. I had no idea what to do. Jelena verbally explained how everything would work to me, and she and Peter handled everything. I didn't have to lift a finger once. They went above and beyond for me and I am extremely grateful. I pray I won't ever need this type of assistance again, but I will definitely be referring them to friends and family.

Jennifer T.
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I highly recommend The Tiemannn Law Firm! I had never before been in a situation where I sustained injury and had to seek legal representation. I was nervous, traumatized, and had no idea what to expect. Jelena, Peter, and their staff walked me through each step of the process. They explained everything in detail. They patiently answered all my questions, responded quickly to every email, text message, phone call, etc. I felt totally prepared for each new phase of the legal process. Furthermore, they were fearless in their defense of me. In certain situations, when I felt attacked or scared my attorney protected me like I was family. Their diligence, honesty, integrity, and compassion provided a true sense of healing and closure for my family and I. The Tiemann Law Firm accomplished more for me than I ever thought possible and I am forever grateful.

Hanna Padilla
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From the very start of my case the Tiemann Law Firm was wonderful. Perter came all the way to my home to sit down and talk to me about my options. He made me and my partner feel very comfortable and promised us he would take the very best care of my case. Peter kept me informed every step of the way and was always on top of things. everything was done in a timely manor and I always felt like I was the only case he was working on because he was so fast. In the end Peter got me back way more money than I ever expected. I would recommend this law firm to everyone. I am very happy with the outcome of my case thanks to the Tiemann Law Firm! Thank you!

S.B.
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Here's the thing... Nobody really thinks much about lawyers until they need one.  Well, we needed one!  The Tieman Law Firm came through for us in a big way. They were professional, courteous, thorough, and had an excellent staff as well.  Highly recommended...

Star Fire
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It is hard to put into words the care and dedication that I received from the Tiemann’s. They have been here for me every step of the way and were always available when I had questions or concerns. My husband and I will be forever grateful for everything they have done for us and our family. Thank you so much for all of your hard work and time you have put into my case, we greatly appreciate it and your friendship. We highly recommend this firm and will always be thankful for everything they have done. Thank you so much again, Kim

Jereme S.
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No-one wants to have to hire a lawyer, but if you do. I prefer Tiemann Law. They helped a family member who was injured on the job, and the company did not want to compensate him even though, the injury occurred on the job on company time. Jelena was always professional in explaining the lengthy process of fighting a large corporation. 2 years later he finally is receiving the deserved compensation.

Maye Ly
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I just saw my lawyer Jelena Tiemann on a t.v ad, which reminded me how much she helped when I was in a desperate situation. I just love her! That is why I feel a need to tell everyone. I had a situation that happened & didn’t know what to do, our where to go. I didn’t even know if she could help me or if any lawyer could. All I wanted was it to go away & was afraid most lawyers wanted to drag it out & possibly go to court. For one she was very professional but was very personable (maybe b.c she’s a lady). She didn’t make me feel embarrassed or self-conscious that I did something wrong or was the cause of the situation. She immediately said we should try our best before going to court. Let me handle some paperwork, if at the last we do go to court we have documents. She gave me all the details, pros and cons but reassured me she deals with these cases all the time. She came through and made it as painless as possible. I now have my life back.

Matt H.
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I was in a car accident a while back where I was injured and had to miss work for an extended period of time.  After nearly a year of fighting with the insurance company with no results and no progress, I met with Jelena Tiemann.  I couldn't have asked for a more responsive and supportive advocate.  We quickly reached a settlement and I finally was able to move from the stress and burden of feuding with my insurance.  I highly recommending meeting with Jelena if you're in need of a lawyer.

Jennifer Birdseye
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Tiemann Law Firm helped us with an injury case for my nephew. They were very knowledgeable and we are very happy with the service they provided. The entire staff is topnotch!

Lendzey Garcia
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I was in a very bad/ major car accident I originally had an attorney who wasn’t trying to help me out much or take any of my calls so I called Tiemann and told them my situation. They made it an AWESOME and Smooth transition over to them and took on both cases I had. I just settled on my big case and am beyond great full. For them and their team! I highly recommend them. To add on to this a little On how much they will work with you, I moved to Montana in the middle of all Of this and it was not an issue!