Posted on Monday, February 15th, 2016 at 6:41 pm    

insurance adjuster with car accident claim

Insurance companies are in business to make money. Paying large personal injury claims is contradictory to that objective; therefore, insurance companies try everything within their power to limit their liability. Insurance companies train their insurance adjusters to use certain tactics designed to obtain information that can be used against you to lower the amount of compensation the insurance company must pay for your personal injury claim. Below are three of the most popular tactics used by insurance adjusters in personal injury cases.

Tactic Number 1: Medical Releases

The insurance adjuster may tell you that you need to sign a medical release so that the insurance company can verify your injuries before it can make payment to you or to your medical providers. You should never sign a medical release or any paperwork without first consulting a personal injury attorney. In most cases, the medical release allows the insurance company to obtain copies of all of your medical records from all healthcare providers.

The insurance company will search for pre-existing medical conditions it can use to argue your current injuries are not related to the accident or it will argue your current injuries are only as severe as they are due to a pre-existing condition. The insurance company is searching for any information it can use against you to lower the amount of compensation it must pay for your personal injury claim.

Tactic Number 2: Discussing Your Injuries

Insurance adjusters will try to get you to discuss your injuries as soon as possible following an accident. The insurance adjuster would like to get you to discuss your injuries prior to seeing a medical professional. You may not be aware of the full extent of your injuries; therefore, you could say something that could be used against you later in your case. Furthermore, the insurance adjuster is not a medical professional. The adjuster is not qualified to determine if you need to seek additional medical attention. The only people you should discuss your injuries with are your personal injury attorney and your physician.

Tactic Number 3: Statements

The insurance adjuster will ask you to make a written and/or recorded statement so that you can tell your side of the story and the adjuster can get the facts of the case. This is NOT in your best interest. Never provide a statement without consulting with an attorney first. You ae not legally obligated to provide a statement to an insurance adjuster. Adjusters are trained to ask question that may lead you to make statements that could hurt your personal injury claim. An innocent answer on your part could be misinterpreted or misconstrued in favor of the insurance company. An adjuster may try to lead you to give answer that hurt your case. Talk to an attorney first!

Have You Been Injured in an Accident? Is an Insurance Adjuster Contacting You for a Statement?

Do not fall for tactics used by insurance adjusters. Contact the Sacramento personal injury attorneys of the Tiemann Law Firm for a free consultation by calling (916) 999-9000 or chatting with a representative on our website. The insurance company for the at-fault party does not have your best interest as its priority — we do. Our attorneys will protect your right to receive a fair and just settlement for your personal injury claim.

Client Testimonials

Hanna Padilla Testimonial

From the very start of my case the Tiemann Law Firm was wonderful. Perter came all the way to my home to sit down and talk to me about my options. He made me and my partner feel very comfortable and promised us he would take the very best care of my case. Peter kept me informed every step of the way and was always on top of things. everything was done in a timely manor and I always felt like I was the only case he was working on because he was so fast. In the end Peter got me back way more money than I ever expected. I would recommend this law firm to everyone. I am very happy with the outcome of my case thanks to the Tiemann Law Firm! Thank you!

Star Fire Testimonial

It is hard to put into words the care and dedication that I received from the Tiemann’s. They have been here for me every step of the way and were always available when I had questions or concerns. My husband and I will be forever grateful for everything they have done for us and our family. Thank you so much for all of the hard work and time you have put into my case, we greatly appreciate it and your friendship. We highly recommend this firm and will always be thankful for everything they have done. Thank you so much again, Kim

Maye Ly Testimonial

I just saw my lawyer Jelena Tiemann on a t.v ad, which reminded me how much she helped when I was in a desperate situation. I just love her! That is why I feel a need to tell everyone. I had a situation that happened & didn’t know what to do, our where to go. I didn’t even know if she could help me or if any lawyer could. All I wanted was it to go away & was afraid most lawyers wanted to drag it out & possibly go to court. For one she was very professional but was very personable (maybe b.c she’s a lady). She didn’t make me feel embarrassed or self-conscious that I did something wrong or was the cause of the situation. She immediately said we should try our best before going to court. Let me handle some paperwork, if at the last we do go to court we have documents. She gave me all the details, pros and cons but reassured me she deals with these cases all the time. She came through and made it as painless as possible. I now have my life back.

Jennifer Birdseye Testimonial

Tiemann Law Firm helped us with an injury case for my nephew. They were very knowledgeable and we are very happy with the service they provided. The entire staff is topnotch!

Elizabeth Ochoa Testimonial

I chose Tiemann Law Firm to help me after a car accident I was involved in. Throughout the entire process, Moe made sure to keep me updated, he always responded quickly whenever  I had questions about anything. My case won thanks to this law firm and its dedication. My experience with Tiemann Law Firm was amazing! 10/10 recommended.