Posted on Monday, February 15th, 2016 at 6:41 pm    

insurance adjuster with car accident claim

Insurance companies are in business to make money. Paying large personal injury claims is contradictory to that objective; therefore, insurance companies try everything within their power to limit their liability. Insurance companies train their insurance adjusters to use certain tactics designed to obtain information that can be used against you to lower the amount of compensation the insurance company must pay for your personal injury claim. Below are three of the most popular tactics used by insurance adjusters in personal injury cases.

Tactic Number 1: Medical Releases

The insurance adjuster may tell you that you need to sign a medical release so that the insurance company can verify your injuries before it can make payment to you or to your medical providers. You should never sign a medical release or any paperwork without first consulting a personal injury attorney. In most cases, the medical release allows the insurance company to obtain copies of all of your medical records from all healthcare providers.

The insurance company will search for pre-existing medical conditions it can use to argue your current injuries are not related to the accident or it will argue your current injuries are only as severe as they are due to a pre-existing condition. The insurance company is searching for any information it can use against you to lower the amount of compensation it must pay for your personal injury claim.

Tactic Number 2: Discussing Your Injuries

Insurance adjusters will try to get you to discuss your injuries as soon as possible following an accident. The insurance adjuster would like to get you to discuss your injuries prior to seeing a medical professional. You may not be aware of the full extent of your injuries; therefore, you could say something that could be used against you later in your case. Furthermore, the insurance adjuster is not a medical professional. The adjuster is not qualified to determine if you need to seek additional medical attention. The only people you should discuss your injuries with are your personal injury attorney and your physician.

Tactic Number 3: Statements

The insurance adjuster will ask you to make a written and/or recorded statement so that you can tell your side of the story and the adjuster can get the facts of the case. This is NOT in your best interest. Never provide a statement without consulting with an attorney first. You ae not legally obligated to provide a statement to an insurance adjuster. Adjusters are trained to ask question that may lead you to make statements that could hurt your personal injury claim. An innocent answer on your part could be misinterpreted or misconstrued in favor of the insurance company. An adjuster may try to lead you to give answer that hurt your case. Talk to an attorney first!

Have You Been Injured in an Accident? Is an Insurance Adjuster Contacting You for a Statement?

Do not fall for tactics used by insurance adjusters. Contact the Sacramento personal injury attorneys of the Tiemann Law Firm for a free consultation by calling (916) 999-9000 or chatting with a representative on our website. The insurance company for the at-fault party does not have your best interest as its priority — we do. Our attorneys will protect your right to receive a fair and just settlement for your personal injury claim.

Client Testimonials

Jennifer T. Testimonial

I highly recommend The Tiemann Law Firm! I had never before been in a situation where I sustained injury and had to seek legal representation. I was nervous, traumatized, and had no idea what to expect. Jelena, Peter, and their staff walked me through each step of the process. They explained everything in detail. They patiently answered all my questions, responded quickly to every email, text message, phone call, etc. I felt totally prepared for each new phase of the legal process. Furthermore, they were fearless in their defense of me. In certain situations, when I felt attacked or scared my attorney protected me like I was family. Their diligence, honesty, integrity, and compassion provided a true sense of healing and closure for my family and I. The Tiemann Law Firm accomplished more for me than I ever thought possible and I am forever grateful.

S.B. Testimonial

Here's the thing... Nobody really thinks much about lawyers until they need one.  Well, we needed one!  The Tieman Law Firm came through for us in a big way. They were professional, courteous, thorough, and had excellent staff as well.  Highly recommended...

Jereme S. Testimonial

No one wants to have to hire a lawyer, but if you do. I prefer Tiemann Law. They helped a family member who was injured on the job, and the company did not want to compensate him even though, the injury occurred on the job on company time. Jelena was always professional in explaining the lengthy process of fighting a large corporation. 2 years later he finally is receiving the deserved compensation.

Hanna Padilla Testimonial

From the very start of my case the Tiemann Law Firm was wonderful. Perter came all the way to my home to sit down and talk to me about my options. He made me and my partner feel very comfortable and promised us he would take the very best care of my case. Peter kept me informed every step of the way and was always on top of things. everything was done in a timely manor and I always felt like I was the only case he was working on because he was so fast. In the end Peter got me back way more money than I ever expected. I would recommend this law firm to everyone. I am very happy with the outcome of my case thanks to the Tiemann Law Firm! Thank you!

Matt H. Testimonial

I was in a car accident a while back where I was injured and had to miss work for an extended period of time.  After nearly a year of fighting with the insurance company with no results and no progress, I met with Jelena Tiemann.  I couldn't have asked for a more responsive and supportive advocate.  We quickly reached a settlement and I finally was able to move from the stress and burden of feuding with my insurance.  I highly recommending meeting with Jelena if you're in need of a lawyer.