WHO IS RESPONSIBLE FOR PAYING MY MEDICAL BILLS FOR AN ACCIDENT?
Posted on Friday, July 31st, 2020 at 3:56 am
When another party causes an injury by accident, negligence, or intentional wrongdoing, that person can be held liable for the victim’s damages. Damages include medical bills for treatment and care. It also includes the cost of personal care and in-home health care. However, holding the party responsible for your accident liable for your medical expenses can be challenging.
Reimbursement for medical bills may be included in injury claims related to:
- Motor vehicle accidents
- Dog bite injuries and animal attacks
- DUI accidents
- Pedestrian accidents
- Bicycle accidents
- Defective product injuries
- Elder abuse and nursing home abuse
- Slip and fall accidents
- Premises liability claims
You must prove the legal elements of negligence or other causes of action. Our Sacramento personal injury lawyers investigate the cause of your injury. Our legal team does not stop investigating what happened to you to uncover the truth. We gather evidence and work with experts to prove that the other party is responsible for paying your medical bills after an accident.
What Medical Bills Are Included in a Sacramento Personal Injury Claim?
Reasonable and necessary medical care and treatment vary depending on the type of injuries sustained in an accident. Some injuries may require intensive medical treatment and follow-up care. Other injuries may heal at home with very little medical intervention. Examples of medical care and treatment that might be included in a personal injury claim are:
- Ambulance rides
- Emergency room visits
- Physician’s bills
- Physical therapy
- Occupation or vocational therapy
- Rehabilitative care
- Medications, medical supplies, and medical equipment
- In-home nursing care or personal care
- The costs of specialists and medical experts
Before you can recover compensation for medical costs, you must have evidence of the cost. You also need evidence that the cost was necessary. Our legal team works with your medical providers to obtain the information we need for your personal injury claim. However, there are some out-of-pocket expenses that you might incur during your recovery. Make sure that you keep the receipts and other evidence of over-the-counter medications, medical supplies, and other medical care so that we can include those amounts in your personal injury claim.
How Do I Payment for Medical Expenses During Recovery?
The insurance company reimburses you for medical bills when your claim settles. Rushing to settle a claim before you complete medical treatment is not advisable. The amount you receive for your claim may be much lower if you rush to a quick settlement. However, we understand it can be difficult to pay for medical expenses after an accident or injury. If you have health insurance, your health insurance provider should pay for medical care, according to the terms of the health insurance policy. You will have to reimburse the health insurance company for any payments it issues when you receive your settlement proceeds from the insurance company. In some cases, our lawyers can negotiate a settlement of the health insurance company’s claim. If you have PIP or MedPay automobile insurance, you can file a claim for medical costs against your automobile insurance policy. These types of car insurance are no-fault policies. They pay for medical bills regarding of who caused the accident. If you do not have insurance, our lawyers can help you find a doctor that is willing to accept a medical lien. The medical lien states that you promise to pay the medical bills from any money you receive for your accident claim. The bills must be paid before you receive any money for other damages.
Contact a Sacramento Accident Lawyer for Help
Seeking medical treatment can be difficult after an accident if you do not have the means to pay for the care. If you are in this situation, contact our office now to speak with an attorney for more information. Contact The Tiemann Law Firm at (916) 999-9000 or by visiting our website to schedule a free consultation with one of our Sacramento personal injury attorneys.