WHAT SHOULD I DO IF THE OTHER DRIVER’S INSURANCE COMPANY WILL NOT PAY MY CLAIM?

Posted on Monday, March 30th, 2020 at 11:39 pm    

When you are in a car accident, it can be overwhelming. Even when you are not seriously injured, you must deal with the property damage to your vehicle. You may miss time from work as you obtain a rental vehicle, arrange for repairs to your vehicle, and visit your doctor to determine whether you were injured in the accident. The emotional stress and physical pain after an accident add to the financial losses to create an extremely frustrating situation.

If another driver is responsible for causing the accident, you may be entitled to compensation from that driver for your damages and losses. In most cases, the driver’s insurance company compensates you for your injury claim. However, what happens when the insurance company refuses to pay a claim?

Why Do Insurance Companies Deny Car Accident Claims?

An insurance company is not in business to pay claims. It is in business to make money. Therefore, it is not in the company’s best interest to pay full compensation for each injury claim filed against the company. An insurance company takes steps to limit its liability. Some companies act in bad faith when evaluating and processing injury claims. Other companies simply try to pay as little as possible to settle claims.

Common valid reasons why an insurance company may deny an injury claim include:

  • The insurance policy has lapsed.
  • The insurance policy did not cover the driver.
  • The circumstances related to the accident fall within an exclusion.
  • The driver did not cause the automobile accident.
  • The victim did not provide adequate evidence proving damages and losses.

Even if an insurance company provides a seemingly valid reason for denying an insurance claim, that does not mean you should give up. You have the right to appeal the insurance company’s decision regarding your injury claim.

What Should You Do If An Insurance Company Does Not Pay?

If an insurance company is refusing to pay your injury claim, offers a very low settlement amount, or is unreasonably delaying your claim, contact our Sacramento car accident attorneys immediately for a free case review. Your time to file a personal injury lawsuit is limited. The insurance company may use delay tactics to exceed the time you have to file a lawsuit. Once the statute of limitations expires, you cannot pursue a legal claim against the insurance company or the driver.

Therefore, it is best to talk to an experienced attorney as soon as possible. An attorney investigates the claim to determine if the reason for denying the injury claim is valid. Also, the attorney investigates the accident to determine if another party may have some liability for your damages.

Dealing with an insurance company can be difficult, especially if you are unsure of your legal rights or the law governing your accident claim. An attorney understands the laws that protect car accident victims in California and how to use those laws to benefit the victim.

Contact Our Sacramento Car Accident Attorney for Help

Do not allow an insurance adjuster to convince you that you do not have a valid accident claim or that your claim is worth much less than you believe to be the value of your claim. Talk to our lawyers to learn the truth about car accident claims in California

For a free consultation with a Sacramento car accident lawyer, contact The Tiemann Law Firm by calling (916) 999-9000 or by visiting our website. We are here to help you fight for fair compensation for your injuries, financial losses, and damages.

Client Testimonials

Elizabeth Ochoa Testimonial
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I chose Tiemann Law Firm to help me after a car accident I was involved in. Throughout the entire process, Moe made sure to keep me updated, he always responded quickly whenever  I had questions about anything. My case won thanks to this law firm and its dedication. My experience with Tiemann Law Firm was amazing! 10/10 recommended.

Dawniel Ewing Testimonial
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I have nothing but great things to say about this firm. They have been extremely helpful and professional when dealing with my case. Anytime I needed anything or wanted to be updated they responded immediately. They made me feel like they cared. Highly recommend them!

Michael T. Testimonial
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I sat down and met with Jelena Tiemann about my vehicle accident.I presented all of my documentation to her in which she gave me her assessment.Although the Tiemann Law Firm wont be representing me because my settlement offer was pretty good she was very clear,forward and professional about what she felt could and couldn't be done.I recommend this law firm to anyone who needs a helping hand at fighting a case where you don't have to worry about the outcome not going in your favor. Please don't review this business if you received a freebie for writing this review, or if you're connected in any way to the owner or employees.

Herb T. Testimonial
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The Tiemanns were referred to me by a friend and I am exceptionally happy with the service I received. I had never been in an accident before. I had no idea what to do. Jelena verbally explained how everything would work to me, and she and Peter handled everything. I didn't have to lift a finger once. They went above and beyond for me and I am extremely grateful. I pray I won't ever need this type of assistance again, but I will definitely be referring them to friends and family.

Jennifer T. Testimonial
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I highly recommend The Tiemann Law Firm! I had never before been in a situation where I sustained injury and had to seek legal representation. I was nervous, traumatized, and had no idea what to expect. Jelena, Peter, and their staff walked me through each step of the process. They explained everything in detail. They patiently answered all my questions, responded quickly to every email, text message, phone call, etc. I felt totally prepared for each new phase of the legal process. Furthermore, they were fearless in their defense of me. In certain situations, when I felt attacked or scared my attorney protected me like I was family. Their diligence, honesty, integrity, and compassion provided a true sense of healing and closure for my family and I. The Tiemann Law Firm accomplished more for me than I ever thought possible and I am forever grateful.

Hanna Padilla Testimonial
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From the very start of my case the Tiemann Law Firm was wonderful. Perter came all the way to my home to sit down and talk to me about my options. He made me and my partner feel very comfortable and promised us he would take the very best care of my case. Peter kept me informed every step of the way and was always on top of things. everything was done in a timely manor and I always felt like I was the only case he was working on because he was so fast. In the end Peter got me back way more money than I ever expected. I would recommend this law firm to everyone. I am very happy with the outcome of my case thanks to the Tiemann Law Firm! Thank you!

S.B. Testimonial
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Here's the thing... Nobody really thinks much about lawyers until they need one.  Well, we needed one!  The Tieman Law Firm came through for us in a big way. They were professional, courteous, thorough, and had excellent staff as well.  Highly recommended...

Star Fire Testimonial
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It is hard to put into words the care and dedication that I received from the Tiemann’s. They have been here for me every step of the way and were always available when I had questions or concerns. My husband and I will be forever grateful for everything they have done for us and our family. Thank you so much for all of the hard work and time you have put into my case, we greatly appreciate it and your friendship. We highly recommend this firm and will always be thankful for everything they have done. Thank you so much again, Kim

Jereme S. Testimonial
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No one wants to have to hire a lawyer, but if you do. I prefer Tiemann Law. They helped a family member who was injured on the job, and the company did not want to compensate him even though, the injury occurred on the job on company time. Jelena was always professional in explaining the lengthy process of fighting a large corporation. 2 years later he finally is receiving the deserved compensation.

Maye Ly Testimonial
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I just saw my lawyer Jelena Tiemann on a t.v ad, which reminded me how much she helped when I was in a desperate situation. I just love her! That is why I feel a need to tell everyone. I had a situation that happened & didn’t know what to do, our where to go. I didn’t even know if she could help me or if any lawyer could. All I wanted was it to go away & was afraid most lawyers wanted to drag it out & possibly go to court. For one she was very professional but was very personable (maybe b.c she’s a lady). She didn’t make me feel embarrassed or self-conscious that I did something wrong or was the cause of the situation. She immediately said we should try our best before going to court. Let me handle some paperwork, if at the last we do go to court we have documents. She gave me all the details, pros and cons but reassured me she deals with these cases all the time. She came through and made it as painless as possible. I now have my life back.

Matt H. Testimonial
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I was in a car accident a while back where I was injured and had to miss work for an extended period of time.  After nearly a year of fighting with the insurance company with no results and no progress, I met with Jelena Tiemann.  I couldn't have asked for a more responsive and supportive advocate.  We quickly reached a settlement and I finally was able to move from the stress and burden of feuding with my insurance.  I highly recommending meeting with Jelena if you're in need of a lawyer.

Jennifer Birdseye Testimonial
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Tiemann Law Firm helped us with an injury case for my nephew. They were very knowledgeable and we are very happy with the service they provided. The entire staff is topnotch!

Lendzey Garcia
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I was in a very bad/ major car accident I originally had an attorney who wasn’t trying to help me out much or take any of my calls so I called Tiemann and told them my situation. They made it an AWESOME and Smooth transition over to them and took on both cases I had. I just settled on my big case and am beyond great full. For them and their team! I highly recommend them. To add on to this a little On how much they will work with you, I moved to Montana in the middle of all Of this and it was not an issue!