Posted on Monday, December 28th, 2015 at 5:10 pm    

Every person in California is required to maintain minimum liability insurance coverage in order to operate a motor vehicle legally within the state. The state requires each driver to carry a minimum liability insurance of $15,000 for the death/injury to one person, $30,000 for the death/injury to more than one person, and, $5,000 for damage to property. Failure to maintain insurance may result in fines and the suspension of your vehicle registration. Unfortunately, some drivers do not abide by the insurance laws in California.

Who Pays My Bills in a Motor Vehicle Accident?

If you are in a California motor vehicle accident, the driver responsible for causing the car crash is liable for your bills and damages. Typical damages in a vehicle accident include, but are not limited to, medical bills, lost wages, physical pain, emotional suffering, property damage, and funeral expenses. Other damages may be compensable depending on the facts and circumstances of your accident.

In most cases, the insurance provider for the at-fault driver will pay or reimburse you for your bills and offer a settlement regarding the other damages. It is in your best interest to contact our office before speaking with the insurance company or signing any paperwork. You may be entitled to receive a higher amount of compensation; however, the insurance company will not tell you this because they do not want to pay more on your claim. We have your best interests as our top priority; therefore, we will fight aggressively until you receive justice from the other party.

Even though the other driver may not have insurance coverage, you may still be eligible to receive compensation if you carry uninsured motorist (UMI) insurance coverage. Our office can assist you with filing a claim against your own insurance company under your UMI coverage. However, if the other driver has insurance but you do not have insurance, you may not be able to collect any compensation from the other driver’s insurance company.

California Proposition 213 and Automobile Insurance Coverage

California Proposition 213 “punishes” drivers who choose to operate a vehicle in clear violation of California’s law regarding minimum insurance coverage. If you are injured in a vehicle accident but you do not have minimum insurance coverage, your right to receive compensation is limited. You can recover financial losses such as lost wages, medical bills, and property damage. However, you are barred from receiving compensation for physical pain, emotional suffering, scarring, disfigurement, disability, and loss of enjoyment of life. In many cases, the compensation for these non-economic losses can be substantial. By not maintaining insurance coverage, you are risking your right to recover thousands of dollars in a vehicle accident claim.

Do You Need a Free Consultation with an Experienced Sacramento Personal Injury Attorney?

If you do not have insurance, you should still contact our office for a free case evaluation. There are several exceptions to the general rule in California Proposition 213. If you fall within one of these exceptions, you may still be entitled to receive compensation for your losses.

Contact Tiemann Law Firm by calling our toll free number at (916) 999-9000 or chat with a representative on our website. We want to help you! Contact us now to schedule your free consultation.

Client Testimonials

Hanna Padilla Testimonial
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From the very start of my case the Tiemann Law Firm was wonderful. Perter came all the way to my home to sit down and talk to me about my options. He made me and my partner feel very comfortable and promised us he would take the very best care of my case. Peter kept me informed every step of the way and was always on top of things. everything was done in a timely manor and I always felt like I was the only case he was working on because he was so fast. In the end Peter got me back way more money than I ever expected. I would recommend this law firm to everyone. I am very happy with the outcome of my case thanks to the Tiemann Law Firm! Thank you!

Matt H. Testimonial
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I was in a car accident a while back where I was injured and had to miss work for an extended period of time.  After nearly a year of fighting with the insurance company with no results and no progress, I met with Jelena Tiemann.  I couldn't have asked for a more responsive and supportive advocate.  We quickly reached a settlement and I finally was able to move from the stress and burden of feuding with my insurance.  I highly recommending meeting with Jelena if you're in need of a lawyer.

Star Fire Testimonial
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It is hard to put into words the care and dedication that I received from the Tiemann’s. They have been here for me every step of the way and were always available when I had questions or concerns. My husband and I will be forever grateful for everything they have done for us and our family. Thank you so much for all of the hard work and time you have put into my case, we greatly appreciate it and your friendship. We highly recommend this firm and will always be thankful for everything they have done. Thank you so much again, Kim

Lendzey Garcia
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I was in a very bad/ major car accident I originally had an attorney who wasn’t trying to help me out much or take any of my calls so I called Tiemann and told them my situation. They made it an AWESOME and Smooth transition over to them and took on both cases I had. I just settled on my big case and am beyond great full. For them and their team! I highly recommend them. To add on to this a little On how much they will work with you, I moved to Montana in the middle of all Of this and it was not an issue!

Maye Ly Testimonial
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I just saw my lawyer Jelena Tiemann on a t.v ad, which reminded me how much she helped when I was in a desperate situation. I just love her! That is why I feel a need to tell everyone. I had a situation that happened & didn’t know what to do, our where to go. I didn’t even know if she could help me or if any lawyer could. All I wanted was it to go away & was afraid most lawyers wanted to drag it out & possibly go to court. For one she was very professional but was very personable (maybe b.c she’s a lady). She didn’t make me feel embarrassed or self-conscious that I did something wrong or was the cause of the situation. She immediately said we should try our best before going to court. Let me handle some paperwork, if at the last we do go to court we have documents. She gave me all the details, pros and cons but reassured me she deals with these cases all the time. She came through and made it as painless as possible. I now have my life back.