INSURANCE : THE WARNING SIGNS
Is the Insurance Settlement Offer Fair Considering Your Injuries? It would be much easier to settle accident claims if insurance companies simply paid full compensation for each claim. However, that is not the case. Insurance companies are in business to make money — paying accident claims is not good for the company’s profit margin. Some insurance adjusters offer fair settlement offers, but many do not. Below are warning sides that the insurance company may be trying to settle your claim for less than it is...
FIVE IMPORTANT STEPS TO TAKE AFTER A HIT AND RUN ACCIDENT IN SACRAMENTO
Being involved in a traffic accident is a stressful event regardless of the circumstances. However, when a hit-and-run driver causes the accident, it can make things even more difficult. Typically, when a driver causes a collision, you can sue that driver for compensation for your damages. However, when the driver illegally leaves the accident scene, recovering money for your injuries can be more difficult, but it is possible. The steps you take after a hit-and-run accident can make a huge impact on your personal injury...
LEGAL TERMS USED IN A SACRAMENTO SLIP AND FALL CLAIM
When you are injured in a fall, you are concerned with getting the medical care you need to heal from your injuries. As you recover, you begin to realize that you may have a claim against the property owner for your damages. Our Sacramento slip and fall attorneys can help you seek compensation for your injuries from the property owner. As we discuss your slip and fall claim, we may use several legal terms that are new to you. Below are explanations of some of...
DO YOU HAVE CHEST PAIN AFTER A CAR ACCIDENT?
Chest pain after a car accident could be caused by the stress of a collision; however, chest pain can also be a symptom of a severe injury. In some cases, pain can be an indication of a life-threatening condition. You should never ignore any type of pain after a car accident, especially chest pain. It is always in your best interest to seek medical attention as soon as possible after a car accident. Injuries That Can Cause Chest Pain After a Traffic Accident Because of...
WHAT IS THE COST OF A SACRAMENTO TRAFFIC ACCIDENT?
Have you been injured by a reckless or negligent driver? Did a defective car part or a dangerous road condition cause a crash? If you have been injured in a traffic accident, you may be entitled to recover compensation from the party who caused your accident. Financial Costs of a Sacramento Traffic Accident Traffic accidents result in billions of dollars in financial losses each year in the United States. The Centers for Disease Control estimated that lost wages and medical costs from crash deaths alone...
THE DANGER OF FOLLOWING TRUCKS TOO CLOSELY
Tailgating is dangerous regardless of the vehicles involved. However, when you are tailgating a commercial truck, you are increasing your risk of a deadly car crash. You may have seen signs on large trucks advising you to remain several hundred feet from the rear of the truck. You should take these warning very seriously and avoid following a truck too closely to reduce your risk of being severely injured in a large truck accident. Consequences of Tailgating a Large Truck According to information from the National...
HOW TO FIND THE BEST CAR INSURANCE RATES
Every driver in California is required to maintain minimum insurance coverage. Drivers are required to have $15,000 in liability insurance for bodily injury or death ($30,000 per incident) and $5,000 in liability insurance for property damage. Liability insurance pays compensation to victims when you cause an accident. To meet your financial responsibility, you can purchase an insurance policy from a licensed insurance company, place a cash deposit of $35,000 with the DMV, apply for a surety bond of $35,000, or obtain a DMV-issued self-insurance certificate. Most...
LOW-SPEED COLLISIONS DO NOT ALWAYS EQUAL MINOR INJURIES
One of the most frustrating or infuriating statements after a car accident that an insurance adjuster can say to a victim is, “It was just a fender bender so your injuries cannot be that severe.” Many people, including insurance adjusters, believe that “fender benders” or low-speed collisions equal minor injuries. For some reason, insurance adjusters want to equate the amount of property damage to the vehicles with the severity of your injuries. This assumption makes no sense except in one sense — to settle your injury claim...
WHAT MUST I PROVE TO WIN MY CAR ACCIDENT CASE?
If you were injured in a traffic accident in California, you might be entitled to recover compensation from the other driver for your damages and injuries. However, you must prove that the other driver is liable for your damages. An experienced Sacramento car accident lawyer can help you gather the evidence necessary to prove the elements of liability in a personal injury case. The Driver Owed You a Duty of Care For the other driver to be liable, he must have owed a duty of...
COMMON CAUSES OF DISTRACTED DRIVING ACCIDENTS IN SACRAMENTO
The NHTSA reports that 3,477 people died and approximately 391,000 people were injured in traffic accidents involving distracted drivers. This represents 15 percent of the injury crashes and 10 percent of the fatal crashes for that year. There is a lengthy list of attributes included in driver distractions in the NHTSA’s report. However, the five actions below are common reasons we see for distracted driving accidents. Cell Phone Use Cell phone use is one of the most common causes of distracted driving accidents throughout the nation. Instead...