Being injured in a car accident can be overwhelming, especially when an insurance adjuster is pressuring you to settle the claim. Instead of attempting to handle the claim yourself, you may need experienced legal counsel to guide you through the process. Below are five reasons why you should consider contacting a Sacramento car accident attorney to discuss your claim.
You Need to Understand Your Legal Rights
You need to understand your legal rights regarding compensation for your injuries. Insurance companies may not tell you that you have certain rights. A Sacramento car accident lawyer explains your rights to you so that you understand your options for recovering money for your accident claim. Understanding your rights is one of the ways you can ensure that an insurance company does not try to take advantage of you by paying less than your claim is worth.
To Negotiate with the Insurance Company
Calculating the value of your insurance claim can be difficult. The adjuster will attempt to value your claim as low as possible. Unless you understand the personal injury laws in California, you may not know that you can include certain damages and expenses in your claim. The adjuster is not going to explain this to you because it is his job to settle the claim for as little as possible. Your attorney understands personal injury laws and how to use those laws to maximize the value of your injury claim.
Fighting a Comparative Fault Claim
Under California’s comparative fault law, your compensation can be reduced if you have any responsibility for the cause of the crash. In other words, if the insurance company can prove that you are partially to blame, you will not receive full compensation for your damages. Without an attorney who understands how to investigate car accident cases and fight comparative fault allegations, you could receive much less than the actual amount you are entitled to receive for your claim.
Filing a Bad Faith Insurance Lawsuit
Insurance companies must negotiate in good faith to settle claims with accident victims. If the insurance company unlawfully denies, delays, or undervalues your claim, it could be necessary to file an action against the insurance company alleging bad faith in handling your accident claim.
In some cases, there could be more than one party liable for the damages in your car accident claim. For instance, in a commercial truck accident case, the truck driver and the trucking company could be liable for your damages. When you have multiple parties, the case can become very complex. However, by identifying all parties that could be responsible for your claim, you can increase your chances of recovering full compensation of all claims. An attorney understands how to identify parties who might be responsible for paying your claim and pursuing those parties as part of the claims process.
Hiring a Sacramento Car Accident Attorney
You need sound legal advice from an experienced attorney. Our Sacramento car accident lawyers offer free legal consultations and no-obligation case reviews.
Call Tiemann Law Firm at (916) 999-9000 or visit our website for more information or to schedule a free appointment with one of our attorneys. Our law firm serves clients in Sacramento, Folsom, Roseville, El Dorado Hills and other communities in the greater Sacramento area.