Posted on Monday, August 14th, 2017 at 12:06 am    

This is a common question our Sacramento personal injury lawyers answer for clients injured by reckless drivers, negligent property owners, and careless others. You suffer stress, mental anguish, and physical pain because of an accident injury. You also suffer financial losses from medical bills and lost wages. If the accident is not your fault, you deserve compensation for these losses.

What is Fault and Why is it Important?

In California, to receive money for damages caused by a personal injury accident, you must file a claim and prove the person or party was responsible for your accident. For example, if a slip and fall accident causes an injury, you must prove the property owner was somehow negligent for the condition that caused your injury. In a traffic accident, you must prove another driver caused the collision that resulted in your injuries.

If you are unable to prove the other party was responsible for causing the accident, you are unable to recover compensation for your injuries. Our Sacramento accident attorneys can help you prove the other party is at fault by investigating and gathering evidence to satisfy the legal elements required to prove your case.

Once I Prove Fault, Who Pays the Bills?

When you file a personal injury claim, the person who caused the accident is responsible for your damages. However, most people purchase liability insurance to protect themselves in case they cause an accident that injures another person. Types of insurance include:

  • Homeowners Insurance
  • Motor Vehicle Insurance
  • General Liability Insurance
  • Retail Business Liability Insurance
  • Commercial Property Insurance
  • Medical Malpractice Insurance
  • Workers’ Compensation Insurance

If you can prove that the party was negligent in causing your accident and is responsible for the damages you sustained because of the accident, the insurance company should pay your damages pursuant to the terms and conditions of the policy.

When the insurance does not cover your damages, you can seek a personal judgment against the at-fault party. However, personal judgments are only good if the person has enough exempt assets or money to pay the judgment.

Dealing with Insurance Companies is Not Easy

Even though you may know the other party is at fault and you have evidence to prove you are entitled to receive money for your medical bills, lost income, and other damages, the insurance company may decide to fight the claim. There are instances where an insurance company will delay or deny a valid claim. An insurance company may choose this option for several reasons, but the goal is the same — to pay nothing or as little as possible for your damages.

Hiring an experienced Sacramento personal injury attorney can help. We understand how to deal with aggressive insurance companies, and we know the laws governing personal injury claims in our state.

Call a Sacramento Accident Attorney Now

The above explanation about who pays your claim is only a summary of a typical case. Each case is unique. The facts and circumstances of your case may involve many more factors and elements. We want to prepare the strongest case based on your facts to give you the chance of a positive outcome.

For this reason, we offer a FREE CONSULTATION so that you can tell us about your accident and your injuries.  We want to know what happened to you so that we can fight for full compensation for your damages.

Call The Tiemann Law Firm at (916) 999-9000 or visit our website.  Our law firm serves clients in Sacramento, Folsom, Roseville, El Dorado Hills and other communities in the greater Sacramento area.

Client Testimonials

Star Fire Testimonial

It is hard to put into words the care and dedication that I received from the Tiemann’s. They have been here for me every step of the way and were always available when I had questions or concerns. My husband and I will be forever grateful for everything they have done for us and our family. Thank you so much for all of the hard work and time you have put into my case, we greatly appreciate it and your friendship. We highly recommend this firm and will always be thankful for everything they have done. Thank you so much again, Kim

Lendzey Garcia

I was in a very bad/ major car accident I originally had an attorney who wasn’t trying to help me out much or take any of my calls so I called Tiemann and told them my situation. They made it an AWESOME and Smooth transition over to them and took on both cases I had. I just settled on my big case and am beyond great full. For them and their team! I highly recommend them. To add on to this a little On how much they will work with you, I moved to Montana in the middle of all Of this and it was not an issue!

Maye Ly Testimonial

I just saw my lawyer Jelena Tiemann on a t.v ad, which reminded me how much she helped when I was in a desperate situation. I just love her! That is why I feel a need to tell everyone. I had a situation that happened & didn’t know what to do, our where to go. I didn’t even know if she could help me or if any lawyer could. All I wanted was it to go away & was afraid most lawyers wanted to drag it out & possibly go to court. For one she was very professional but was very personable (maybe b.c she’s a lady). She didn’t make me feel embarrassed or self-conscious that I did something wrong or was the cause of the situation. She immediately said we should try our best before going to court. Let me handle some paperwork, if at the last we do go to court we have documents. She gave me all the details, pros and cons but reassured me she deals with these cases all the time. She came through and made it as painless as possible. I now have my life back.

Jennifer Birdseye Testimonial

Tiemann Law Firm helped us with an injury case for my nephew. They were very knowledgeable and we are very happy with the service they provided. The entire staff is topnotch!

Elizabeth Ochoa Testimonial

I chose Tiemann Law Firm to help me after a car accident I was involved in. Throughout the entire process, Moe made sure to keep me updated, he always responded quickly whenever  I had questions about anything. My case won thanks to this law firm and its dedication. My experience with Tiemann Law Firm was amazing! 10/10 recommended.