WHO PAYS FOR MY PERSONAL INJURY CLAIM?

WHO PAYS FOR MY PERSONAL INJURY CLAIM?

Posted on Monday, August 14th, 2017 at 12:06 am    

This is a common question our Sacramento personal injury lawyers answer for clients injured by reckless drivers, negligent property owners, and careless others. You suffer stress, mental anguish, and physical pain because of an accident injury. You also suffer financial losses from medical bills and lost wages. If the accident is not your fault, you deserve compensation for these losses.

What is Fault and Why is it Important?

In California, to receive money for damages caused by a personal injury accident, you must file a claim and prove the person or party was responsible for your accident. For example, if a slip and fall accident causes an injury, you must prove the property owner was somehow negligent for the condition that caused your injury. In a traffic accident, you must prove another driver caused the collision that resulted in your injuries.

If you are unable to prove the other party was responsible for causing the accident, you are unable to recover compensation for your injuries. Our Sacramento accident attorneys can help you prove the other party is at fault by investigating and gathering evidence to satisfy the legal elements required to prove your case.

Once I Prove Fault, Who Pays the Bills?

When you file a personal injury claim, the person who caused the accident is responsible for your damages. However, most people purchase liability insurance to protect themselves in case they cause an accident that injures another person. Types of insurance include:

  • Homeowners Insurance
  • Motor Vehicle Insurance
  • General Liability Insurance
  • Retail Business Liability Insurance
  • Commercial Property Insurance
  • Medical Malpractice Insurance
  • Workers’ Compensation Insurance

If you can prove that the party was negligent in causing your accident and is responsible for the damages you sustained because of the accident, the insurance company should pay your damages pursuant to the terms and conditions of the policy.

When the insurance does not cover your damages, you can seek a personal judgment against the at-fault party. However, personal judgments are only good if the person has enough exempt assets or money to pay the judgment.

Dealing with Insurance Companies is Not Easy

Even though you may know the other party is at fault and you have evidence to prove you are entitled to receive money for your medical bills, lost income, and other damages, the insurance company may decide to fight the claim. There are instances where an insurance company will delay or deny a valid claim. An insurance company may choose this option for several reasons, but the goal is the same — to pay nothing or as little as possible for your damages.

Hiring an experienced Sacramento personal injury attorney can help. We understand how to deal with aggressive insurance companies, and we know the laws governing personal injury claims in our state.

Call a Sacramento Accident Attorney Now

The above explanation about who pays your claim is only a summary of a typical case. Each case is unique. The facts and circumstances of your case may involve many more factors and elements. We want to prepare the strongest case based on your facts to give you the chance of a positive outcome.

For this reason, we offer a FREE CONSULTATION so that you can tell us about your accident and your injuries.  We want to know what happened to you so that we can fight for full compensation for your damages.

Call The Tiemann Law Firm at (916) 999-9000 or visit our website.  Our law firm serves clients in Sacramento, Folsom, Roseville, El Dorado Hills and other communities in the greater Sacramento area.

Client Testimonials

Elena Basquez
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The Tiemann law Firm has been very good to me ever since I walked in the door. James and Emily have been very responsive and professional and make me feel comfortable when I start to freak out a bit. Accidents can be pretty stressful and I feel like they’ve gone above and beyond. I’m happy that keep me up-to-date on how my case is going. I appreciate that they make me feel like a priority and that they take my case serious. I have already recommend them to a few friends and family members. God forbid I get into another accident, but if I do, I know exactly where to come for help.

Elizabeth Ochoa
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I chose Tiemann Law Firm to help me after a car accident I was involved in. Throughout the entire process, Moe made sure to keep me updated, he always responded quickly whenever  I had questions about anything. My case won thanks to this law firm and their dedication. My experience with Tiemann Law Firm was amazing! 10/10 recommended.

Beca Lopez
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Such wonderful experience with Tiemann Law firm. The employees are great, respectful, and kept in contact with me throughout the entire process. I would definitely recommend this firm. Thank you so much for your services!

Tajii Black
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Don’t listen to the bad reviews! My experience with this law firm is unmatched , I always recommend to colleagues and friends and they have not been disappointed either. Great quality people who care about the outcome not just the bottom line

Dawniel Ewing
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I have nothing but great things to say about this firm. They have been extremely helpful and professional when dealing with my case. Anytime I needed anything or wanted updated they responded immediately. They made me feel like they cared. Highly recommend them!

Amy J
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Tiemann Law Firm is a great law firm. The best part is we won and I received a bigger settlement than I thought was possible! They keep in touch and are friendly and easy to talk to. If you want the best settlement for your case,   CALL THESE GUYS!!!

Michael T.
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I sat down and met with Jelena Tiemann about my vehicle accident.I presented all of my documentation to her in which she gave me her assessment.Although the Tiemann Law Firm wont be representing me because my settlement offer was pretty good she was very clear,forward and professional about what she felt could and couldn't be done.I recommend this law firm to anyone who needs a helping hand at fighting a case where you don't have to worry about the outcome not going in your favor. Please don't review this business if you received a freebie for writing this review, or if you're connected in any way to the owner or employees.

Herb T.
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The Tiemanns were referred to me by a friend and I am exceptionally happy with the service I received. I had never been in an accident before. I had no idea what to do. Jelena verbally explained how everything would work to me, and she and Peter handled everything. I didn't have to lift a finger once. They went above and beyond for me and I am extremely grateful. I pray I won't ever need this type of assistance again, but I will definitely be referring them to friends and family.

Jennifer T.
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I highly recommend The Tiemannn Law Firm! I had never before been in a situation where I sustained injury and had to seek legal representation. I was nervous, traumatized, and had no idea what to expect. Jelena, Peter, and their staff walked me through each step of the process. They explained everything in detail. They patiently answered all my questions, responded quickly to every email, text message, phone call, etc. I felt totally prepared for each new phase of the legal process. Furthermore, they were fearless in their defense of me. In certain situations, when I felt attacked or scared my attorney protected me like I was family. Their diligence, honesty, integrity, and compassion provided a true sense of healing and closure for my family and I. The Tiemann Law Firm accomplished more for me than I ever thought possible and I am forever grateful.

Hanna Padilla
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From the very start of my case the Tiemann Law Firm was wonderful. Perter came all the way to my home to sit down and talk to me about my options. He made me and my partner feel very comfortable and promised us he would take the very best care of my case. Peter kept me informed every step of the way and was always on top of things. everything was done in a timely manor and I always felt like I was the only case he was working on because he was so fast. In the end Peter got me back way more money than I ever expected. I would recommend this law firm to everyone. I am very happy with the outcome of my case thanks to the Tiemann Law Firm! Thank you!

S.B.
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Here's the thing... Nobody really thinks much about lawyers until they need one.  Well, we needed one!  The Tieman Law Firm came through for us in a big way. They were professional, courteous, thorough, and had an excellent staff as well.  Highly recommended...

Star Fire
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It is hard to put into words the care and dedication that I received from the Tiemann’s. They have been here for me every step of the way and were always available when I had questions or concerns. My husband and I will be forever grateful for everything they have done for us and our family. Thank you so much for all of your hard work and time you have put into my case, we greatly appreciate it and your friendship. We highly recommend this firm and will always be thankful for everything they have done. Thank you so much again, Kim

Jereme S.
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No-one wants to have to hire a lawyer, but if you do. I prefer Tiemann Law. They helped a family member who was injured on the job, and the company did not want to compensate him even though, the injury occurred on the job on company time. Jelena was always professional in explaining the lengthy process of fighting a large corporation. 2 years later he finally is receiving the deserved compensation.

Maye Ly
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I just saw my lawyer Jelena Tiemann on a t.v ad, which reminded me how much she helped when I was in a desperate situation. I just love her! That is why I feel a need to tell everyone. I had a situation that happened & didn’t know what to do, our where to go. I didn’t even know if she could help me or if any lawyer could. All I wanted was it to go away & was afraid most lawyers wanted to drag it out & possibly go to court. For one she was very professional but was very personable (maybe b.c she’s a lady). She didn’t make me feel embarrassed or self-conscious that I did something wrong or was the cause of the situation. She immediately said we should try our best before going to court. Let me handle some paperwork, if at the last we do go to court we have documents. She gave me all the details, pros and cons but reassured me she deals with these cases all the time. She came through and made it as painless as possible. I now have my life back.

Matt H.
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I was in a car accident a while back where I was injured and had to miss work for an extended period of time.  After nearly a year of fighting with the insurance company with no results and no progress, I met with Jelena Tiemann.  I couldn't have asked for a more responsive and supportive advocate.  We quickly reached a settlement and I finally was able to move from the stress and burden of feuding with my insurance.  I highly recommending meeting with Jelena if you're in need of a lawyer.

Jennifer Birdseye
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Tiemann Law Firm helped us with an injury case for my nephew. They were very knowledgeable and we are very happy with the service they provided. The entire staff is topnotch!

Lendzey Garcia
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I was in a very bad/ major car accident I originally had an attorney who wasn’t trying to help me out much or take any of my calls so I called Tiemann and told them my situation. They made it an AWESOME and Smooth transition over to them and took on both cases I had. I just settled on my big case and am beyond great full. For them and their team! I highly recommend them. To add on to this a little On how much they will work with you, I moved to Montana in the middle of all Of this and it was not an issue!