Posted on Wednesday, September 27th, 2017 at 2:01 am    

Is the Insurance Settlement Offer Fair Considering Your Injuries?

It would be much easier to settle accident claims if insurance companies simply paid full compensation for each claim. However, that is not the case. Insurance companies are in business to make money — paying accident claims is not good for the company’s profit margin. Some insurance adjusters offer fair settlement offers, but many do not. Below are warning sides that the insurance company may be trying to settle your claim for less than it is worth.

Warning Sign Number 1: The Adjuster Tells You That Your Injuries Are Not Covered

Each driver in California is required to have a minimum amount of liability insurance. Liability insurance protects accident victims when a driver causes a collision. An adjuster may try to tell you that your injuries are not covered. However, if the other driver was 100 percent at fault for the crash, your injuries should be fully covered. The policy limits may restrict the amount you may receive, but if liability is clear, your injuries should be covered. It is always best to have an attorney review the insurance policy before you accept any settlement to insurance you are receiving a fair settlement amount.

Warning Sign Number 2: You are asked to provide a statement or sign a medical release.

An insurance adjuster is searching for any reason to deny your claim or lower the amount of money paid for your claim. One way to do this is to obtain information the insurance company can use against you. Statements and releases are ways to get information. For example, if you admit in a recorded statement that you were running late for work, the insurance company may try to claim you were speeding at the time of the crash thereby contributing to the cause of the crash. A medical release allows the company to obtain your records which may provide information about a prior injury that the insurance company may try to use to claim you were not injured in the accident. If an adjuster is requesting you submit a statement or sign a release, you should consult with an attorney to protect your rights.

Warning Sign Number 3: You receive a quick settlement offer.

If an insurance adjuster approaches you with a quick settlement offer, think twice before accepting the offer. When an insurance company knows that a claim could be substantial and its liability is clear, the company may authorize a quick settlement to get rid of the claim before the person seeks legal counsel or realizes the full extent of his or her injuries. It is in your best interest to consult with an attorney to ensure that the settlement you have been offered is full compensation for your claim.

Call a Sacramento Injury Lawyer for More Information

The Sacramento injury lawyers of the Tiemann Law Firm want to help you receive the money you deserve for your injuries and losses. Call (916) 999-9000 to schedule a free consultation with one of our injury lawyers. Our attorneys represent clients throughout Sacramento, Folsom, Roseville, El Dorado Hills and other communities in the greater Sacramento area.

Client Testimonials

Hanna Padilla Testimonial

From the very start of my case the Tiemann Law Firm was wonderful. Perter came all the way to my home to sit down and talk to me about my options. He made me and my partner feel very comfortable and promised us he would take the very best care of my case. Peter kept me informed every step of the way and was always on top of things. everything was done in a timely manor and I always felt like I was the only case he was working on because he was so fast. In the end Peter got me back way more money than I ever expected. I would recommend this law firm to everyone. I am very happy with the outcome of my case thanks to the Tiemann Law Firm! Thank you!

Star Fire Testimonial

It is hard to put into words the care and dedication that I received from the Tiemann’s. They have been here for me every step of the way and were always available when I had questions or concerns. My husband and I will be forever grateful for everything they have done for us and our family. Thank you so much for all of the hard work and time you have put into my case, we greatly appreciate it and your friendship. We highly recommend this firm and will always be thankful for everything they have done. Thank you so much again, Kim

Maye Ly Testimonial

I just saw my lawyer Jelena Tiemann on a t.v ad, which reminded me how much she helped when I was in a desperate situation. I just love her! That is why I feel a need to tell everyone. I had a situation that happened & didn’t know what to do, our where to go. I didn’t even know if she could help me or if any lawyer could. All I wanted was it to go away & was afraid most lawyers wanted to drag it out & possibly go to court. For one she was very professional but was very personable (maybe b.c she’s a lady). She didn’t make me feel embarrassed or self-conscious that I did something wrong or was the cause of the situation. She immediately said we should try our best before going to court. Let me handle some paperwork, if at the last we do go to court we have documents. She gave me all the details, pros and cons but reassured me she deals with these cases all the time. She came through and made it as painless as possible. I now have my life back.

Jennifer Birdseye Testimonial

Tiemann Law Firm helped us with an injury case for my nephew. They were very knowledgeable and we are very happy with the service they provided. The entire staff is topnotch!

Elizabeth Ochoa Testimonial

I chose Tiemann Law Firm to help me after a car accident I was involved in. Throughout the entire process, Moe made sure to keep me updated, he always responded quickly whenever  I had questions about anything. My case won thanks to this law firm and its dedication. My experience with Tiemann Law Firm was amazing! 10/10 recommended.