Posted on Wednesday, September 27th, 2017 at 2:01 am    

Is the Insurance Settlement Offer Fair Considering Your Injuries?

It would be much easier to settle accident claims if insurance companies simply paid full compensation for each claim. However, that is not the case. Insurance companies are in business to make money — paying accident claims is not good for the company’s profit margin. Some insurance adjusters offer fair settlement offers, but many do not. Below are warning sides that the insurance company may be trying to settle your claim for less than it is worth.

Warning Sign Number 1: The Adjuster Tells You That Your Injuries Are Not Covered

Each driver in California is required to have a minimum amount of liability insurance. Liability insurance protects accident victims when a driver causes a collision. An adjuster may try to tell you that your injuries are not covered. However, if the other driver was 100 percent at fault for the crash, your injuries should be fully covered. The policy limits may restrict the amount you may receive, but if liability is clear, your injuries should be covered. It is always best to have an attorney review the insurance policy before you accept any settlement to insurance you are receiving a fair settlement amount.

Warning Sign Number 2: You are asked to provide a statement or sign a medical release.

An insurance adjuster is searching for any reason to deny your claim or lower the amount of money paid for your claim. One way to do this is to obtain information the insurance company can use against you. Statements and releases are ways to get information. For example, if you admit in a recorded statement that you were running late for work, the insurance company may try to claim you were speeding at the time of the crash thereby contributing to the cause of the crash. A medical release allows the company to obtain your records which may provide information about a prior injury that the insurance company may try to use to claim you were not injured in the accident. If an adjuster is requesting you submit a statement or sign a release, you should consult with an attorney to protect your rights.

Warning Sign Number 3: You receive a quick settlement offer.

If an insurance adjuster approaches you with a quick settlement offer, think twice before accepting the offer. When an insurance company knows that a claim could be substantial and its liability is clear, the company may authorize a quick settlement to get rid of the claim before the person seeks legal counsel or realizes the full extent of his or her injuries. It is in your best interest to consult with an attorney to ensure that the settlement you have been offered is full compensation for your claim.

Call a Sacramento Injury Lawyer for More Information

The Sacramento injury lawyers of the Tiemann Law Firm want to help you receive the money you deserve for your injuries and losses. Call (916) 999-9000 to schedule a free consultation with one of our injury lawyers. Our attorneys represent clients throughout Sacramento, Folsom, Roseville, El Dorado Hills and other communities in the greater Sacramento area.

Client Testimonials

Jennifer T. Testimonial
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I highly recommend The Tiemann Law Firm! I had never before been in a situation where I sustained injury and had to seek legal representation. I was nervous, traumatized, and had no idea what to expect. Jelena, Peter, and their staff walked me through each step of the process. They explained everything in detail. They patiently answered all my questions, responded quickly to every email, text message, phone call, etc. I felt totally prepared for each new phase of the legal process. Furthermore, they were fearless in their defense of me. In certain situations, when I felt attacked or scared my attorney protected me like I was family. Their diligence, honesty, integrity, and compassion provided a true sense of healing and closure for my family and I. The Tiemann Law Firm accomplished more for me than I ever thought possible and I am forever grateful.

S.B. Testimonial
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Here's the thing... Nobody really thinks much about lawyers until they need one.  Well, we needed one!  The Tieman Law Firm came through for us in a big way. They were professional, courteous, thorough, and had excellent staff as well.  Highly recommended...

Jereme S. Testimonial
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No one wants to have to hire a lawyer, but if you do. I prefer Tiemann Law. They helped a family member who was injured on the job, and the company did not want to compensate him even though, the injury occurred on the job on company time. Jelena was always professional in explaining the lengthy process of fighting a large corporation. 2 years later he finally is receiving the deserved compensation.

Hanna Padilla Testimonial
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From the very start of my case the Tiemann Law Firm was wonderful. Perter came all the way to my home to sit down and talk to me about my options. He made me and my partner feel very comfortable and promised us he would take the very best care of my case. Peter kept me informed every step of the way and was always on top of things. everything was done in a timely manor and I always felt like I was the only case he was working on because he was so fast. In the end Peter got me back way more money than I ever expected. I would recommend this law firm to everyone. I am very happy with the outcome of my case thanks to the Tiemann Law Firm! Thank you!

Matt H. Testimonial
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I was in a car accident a while back where I was injured and had to miss work for an extended period of time.  After nearly a year of fighting with the insurance company with no results and no progress, I met with Jelena Tiemann.  I couldn't have asked for a more responsive and supportive advocate.  We quickly reached a settlement and I finally was able to move from the stress and burden of feuding with my insurance.  I highly recommending meeting with Jelena if you're in need of a lawyer.