Posted on Friday, March 31st, 2017 at 2:03 am    

You may have heard stories about insurance companies denying car accident claims to save money. While insurance companies do try to pay as little as possible to settle a car accident claim, some insurance companies have valid reasons for denying a claim. Below are several reasons why the insurance company may be denying your claim.

Failure to Prove Fault

To recover compensation for a car accident, you must prove the other driver caused the crash. If there is any doubt at all about fault, the insurance company denies the claim. Likewise, if the insurance company believes it can place some of the blame for the accident on you (i.e. you were speeding when the other driver pulled out in front of you), the company denies the claim. Hiring an experienced Sacramento car accident attorney is your best defense when an insurance company denies a claim for this reason.

Using a Personal Vehicle for Business

If an insurance company can prove that the driver was using the vehicle for business, it can deny a claim filed against a personal insurance policy. Most insurance companies require drivers to obtain a special clause to protect them when they are using their vehicle for business. This problem comes up in Uber and Lyft accidents.

Coverage Expired

Sometimes an insurance company denies a claim because the person’s coverage had expired prior to the accident. Because many drivers choose to disobey the law and operate without insurance, purchasing uninsured motorist coverage is very important to protect you and your family in the event of an accident with an uninsured driver.

Statute of Limitations Has Expired

Under California law, you have a limited time to file a car accident claim. Failing to file your claim prior to the expiration of the statute of limitations results in an automatic denial of your claim. Therefore, contact a Sacramento car accident attorney as soon as possible to protect your right to receive compensation for your injuries. However, do not assume the insurance adjuster is correct if he tells you that your time to file a claim has expired. The insurance adjuster is not an attorney, and there are a few exceptions to the time limits. It is always best to consult an attorney to ensure you are receiving trusted legal counsel.

How Can We Help?

Our Sacramento car accident attorneys investigate the insurance company’s denial of your claim to determine if the denial is legal. We have the experience, resources, and skills to handle any car accident claim.  Our lawyers fight for your right to receive the maximum amount of compensation allowable by law. The insurance company has a team of legal professionals protecting it, don’t you deserve to have your own legal team fighting for you?

Call the Tiemann Law Firm at (916) 999-9000 or visit our website to schedule a free legal consultation.  Our law firm serves clients throughout the greater SacramentoFolsomRoseville, and El Dorado Hills areas.

Client Testimonials

Herb T. Testimonial
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The Tiemanns were referred to me by a friend and I am exceptionally happy with the service I received. I had never been in an accident before. I had no idea what to do. Jelena verbally explained how everything would work to me, and she and Peter handled everything. I didn't have to lift a finger once. They went above and beyond for me and I am extremely grateful. I pray I won't ever need this type of assistance again, but I will definitely be referring them to friends and family.

Jennifer T. Testimonial
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I highly recommend The Tiemann Law Firm! I had never before been in a situation where I sustained injury and had to seek legal representation. I was nervous, traumatized, and had no idea what to expect. Jelena, Peter, and their staff walked me through each step of the process. They explained everything in detail. They patiently answered all my questions, responded quickly to every email, text message, phone call, etc. I felt totally prepared for each new phase of the legal process. Furthermore, they were fearless in their defense of me. In certain situations, when I felt attacked or scared my attorney protected me like I was family. Their diligence, honesty, integrity, and compassion provided a true sense of healing and closure for my family and I. The Tiemann Law Firm accomplished more for me than I ever thought possible and I am forever grateful.

S.B. Testimonial
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Here's the thing... Nobody really thinks much about lawyers until they need one.  Well, we needed one!  The Tieman Law Firm came through for us in a big way. They were professional, courteous, thorough, and had excellent staff as well.  Highly recommended...

Jereme S. Testimonial
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No one wants to have to hire a lawyer, but if you do. I prefer Tiemann Law. They helped a family member who was injured on the job, and the company did not want to compensate him even though, the injury occurred on the job on company time. Jelena was always professional in explaining the lengthy process of fighting a large corporation. 2 years later he finally is receiving the deserved compensation.

Hanna Padilla Testimonial
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From the very start of my case the Tiemann Law Firm was wonderful. Perter came all the way to my home to sit down and talk to me about my options. He made me and my partner feel very comfortable and promised us he would take the very best care of my case. Peter kept me informed every step of the way and was always on top of things. everything was done in a timely manor and I always felt like I was the only case he was working on because he was so fast. In the end Peter got me back way more money than I ever expected. I would recommend this law firm to everyone. I am very happy with the outcome of my case thanks to the Tiemann Law Firm! Thank you!