Posted on Friday, March 31st, 2017 at 2:03 am    

You may have heard stories about insurance companies denying car accident claims to save money. While insurance companies do try to pay as little as possible to settle a car accident claim, some insurance companies have valid reasons for denying a claim. Below are several reasons why the insurance company may be denying your claim.

Failure to Prove Fault

To recover compensation for a car accident, you must prove the other driver caused the crash. If there is any doubt at all about fault, the insurance company denies the claim. Likewise, if the insurance company believes it can place some of the blame for the accident on you (i.e. you were speeding when the other driver pulled out in front of you), the company denies the claim. Hiring an experienced Sacramento car accident attorney is your best defense when an insurance company denies a claim for this reason.

Using a Personal Vehicle for Business

If an insurance company can prove that the driver was using the vehicle for business, it can deny a claim filed against a personal insurance policy. Most insurance companies require drivers to obtain a special clause to protect them when they are using their vehicle for business. This problem comes up in Uber and Lyft accidents.

Coverage Expired

Sometimes an insurance company denies a claim because the person’s coverage had expired prior to the accident. Because many drivers choose to disobey the law and operate without insurance, purchasing uninsured motorist coverage is very important to protect you and your family in the event of an accident with an uninsured driver.

Statute of Limitations Has Expired

Under California law, you have a limited time to file a car accident claim. Failing to file your claim prior to the expiration of the statute of limitations results in an automatic denial of your claim. Therefore, contact a Sacramento car accident attorney as soon as possible to protect your right to receive compensation for your injuries. However, do not assume the insurance adjuster is correct if he tells you that your time to file a claim has expired. The insurance adjuster is not an attorney, and there are a few exceptions to the time limits. It is always best to consult an attorney to ensure you are receiving trusted legal counsel.

How Can We Help?

Our Sacramento car accident attorneys investigate the insurance company’s denial of your claim to determine if the denial is legal. We have the experience, resources, and skills to handle any car accident claim.  Our lawyers fight for your right to receive the maximum amount of compensation allowable by law. The insurance company has a team of legal professionals protecting it, don’t you deserve to have your own legal team fighting for you?

Call the Tiemann Law Firm at (916) 999-9000 or visit our website to schedule a free legal consultation.  Our law firm serves clients throughout the greater SacramentoFolsomRoseville, and El Dorado Hills areas.

Client Testimonials

Hanna Padilla Testimonial
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From the very start of my case the Tiemann Law Firm was wonderful. Perter came all the way to my home to sit down and talk to me about my options. He made me and my partner feel very comfortable and promised us he would take the very best care of my case. Peter kept me informed every step of the way and was always on top of things. everything was done in a timely manor and I always felt like I was the only case he was working on because he was so fast. In the end Peter got me back way more money than I ever expected. I would recommend this law firm to everyone. I am very happy with the outcome of my case thanks to the Tiemann Law Firm! Thank you!

Star Fire Testimonial
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It is hard to put into words the care and dedication that I received from the Tiemann’s. They have been here for me every step of the way and were always available when I had questions or concerns. My husband and I will be forever grateful for everything they have done for us and our family. Thank you so much for all of the hard work and time you have put into my case, we greatly appreciate it and your friendship. We highly recommend this firm and will always be thankful for everything they have done. Thank you so much again, Kim

Maye Ly Testimonial
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I just saw my lawyer Jelena Tiemann on a t.v ad, which reminded me how much she helped when I was in a desperate situation. I just love her! That is why I feel a need to tell everyone. I had a situation that happened & didn’t know what to do, our where to go. I didn’t even know if she could help me or if any lawyer could. All I wanted was it to go away & was afraid most lawyers wanted to drag it out & possibly go to court. For one she was very professional but was very personable (maybe b.c she’s a lady). She didn’t make me feel embarrassed or self-conscious that I did something wrong or was the cause of the situation. She immediately said we should try our best before going to court. Let me handle some paperwork, if at the last we do go to court we have documents. She gave me all the details, pros and cons but reassured me she deals with these cases all the time. She came through and made it as painless as possible. I now have my life back.

Jennifer Birdseye Testimonial
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Tiemann Law Firm helped us with an injury case for my nephew. They were very knowledgeable and we are very happy with the service they provided. The entire staff is topnotch!

Elizabeth Ochoa Testimonial
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I chose Tiemann Law Firm to help me after a car accident I was involved in. Throughout the entire process, Moe made sure to keep me updated, he always responded quickly whenever  I had questions about anything. My case won thanks to this law firm and its dedication. My experience with Tiemann Law Firm was amazing! 10/10 recommended.