ARE INSURANCE COMPANIES REALLY THAT EVIL IN A PERSONAL INJURY CLAIM?
Posted on Friday, May 13th, 2016 at 2:06 am
If you are in a car crash, slip and fall accident, bicycle crash, commercial truck accident, or other type of personal injury accident, you will probably be contacted by the insurance company for the other party fairly quickly. You may think, “Oh how nice, the insurance company wants to make sure I am okay and I receive a fair settlement for my client.” In most cases, you are wrong. Insurance companies are not working for your best interest.
Insurance companies, their employees, and their attorneys are not evil but the insurance company is in business to make money and you cannot make money by paying large accident claims. The employees and the attorneys are simply doing their job by protecting the best interest of the insurance company. You deserve a team of legal professionals on your side to protect your best interest. The personal injury attorneys of the Tiemann Law Firm will fight against the insurance company to ensure you receive a fair and just settlement.
Why You Should Not Deal Directly With Insurance Companies?
The insurance company for the other person will attempt to convince you that you do not need an attorney. Reasons why you need an attorney include:
Experience and Attorneys
Even if this is not your first accident, the insurance adjuster handling your claim has far more experience. In most cases, the adjuster has handled hundreds if not thousands of claims and knows exactly what to do to lower the amount you receive for your claim. The insurance company also employs teams of attorneys with experience finding ways to protect the insurance company and lower your compensation.
Your Claim Hurts The Insurance Company’s Bottom Line
Insurance companies are in business to make a profit. They do so by increasing revenues and decreasing costs. Insurance claims are one of the largest expenses for an insurance company; therefore, it will do whatever it can to avoid paying a claim or it will pay as little as possible to settle a claim.
The Insurance Company Has More Resources
If you are representing yourself, you do not have the same access to expert witnesses, evidence, funding, and personnel as the insurance company. You are going up against a multi-million dollar company with substantial resources. Hiring a personal injury attorney gives you resources to fight for what is right.
Your Insurance Company Cannot Be Trusted
Even if you are dealing with your own insurance company, its interest is still opposite of your interest. You are a customer when you are paying your premiums and purchasing new products; however, you are a liability when you file an insurance claim. Your insurance company will work just as hard to reduce the amount it must pay to you as it does when dealing with other injured victims.
Do You Need A Sacramento Personal Injury Attorney?
Contact the Tiemann Law Firm for a free consultation at (916) 999-9000. We are available online 24/7 for your convenience. When you negotiate directly with an insurance company, you are at a disadvantage. Put our experience and resources on your side to fight for a fair and just settlement for your accident claim.