Posted on Friday, January 30th, 2015 at 10:35 pm    

There are many ways an Adjuster can Verify Medical Treatment so that He / She Can Settle a Sacramento Auto Accident Claim?

If you have been in an accident and you are experiencing pain, discomfort, dizziness, disorientation, numbness, tingling, or any other symptoms you need to seek medical treatment right away. This includes going to the hospital emergency room and undergoing a medical evaluation by a doctor. Your health depends on it.

Once you have received emergency medical treatment in an emergency department, you may find that you need to follow up on treatment.

If you have an auto insurance policy and you are in an automobile accident, you may have what is called medical payments coverage. Medical payments coverage is a type of coverage that is a part of your auto insurance policy coverage. You need to call your insurance company and specifically ask if you have medical payments coverage and what are the limits of the coverage. Consult a Sacramento Auto Accident Attorney if you need help working with your insurance company.

If you have medical payments coverage, your auto insurance company will pay your medical bills up to the limits of coverage. This will depend on how much you purchase at the time that you purchased your insurance policy.

In California, the general medical payments policy provides for any one of the following amounts, $1000, $2000, $5000, $10,000, or $25,0000. You can find out more about California auto insurance medical coverage requirements.

Your medical payments coverage can be exhausted in a rather short period of time, depending on the severity of your medical injuries.

If you are not at fault for the collision, the other driver’s insurance company will also be responsible for paying for the same medical bills for which your own insurance company has already paid. Consequently, you may be entitled to collect from the at-fault driver for the same set of medical expenses for which your insurance company has already paid.

But what are your options if you do not have health insurance or medical payments coverage? How can you get the medical treatment you need if you do not have the money to pay for the medical treatment being recommend?

Many primary care doctors in the Sacramento and Greater Sacramento region will perform medical services on a lien basis. A lien is a signed agreement between the injured party and the medical provider to pay for any services they provide to you once the case is settled.

Many medical providers will agree to set up medical liens so that you can get the treatment you need. Some of the typical medical providers who will treat on a lien include:

  • Primary care physician evaluations and follow up appointments
  • Physical therapists
  • Medications
  • Chiropractic treatment
  • Massage therapy
  • Orthopedic evaluations
  • Therapeutic and diagnostic Injections
  • Imaging, including X-ray, MRI’s, CT scans
  • Surgeries, including neck and back surgeries, fusions, disc replacement, etc.
  • Psychological Counseling

You can get just about any type of medical treatment on a lien. So if you need medical treatment but are not able to get it because you have no health insurance, contact one of our Sacramento Personal Injury Lawyers now. We will be able to assist you with securing medical treatment you may not otherwise be able to afford.

Client Testimonials

Herb T. Testimonial

The Tiemanns were referred to me by a friend and I am exceptionally happy with the service I received. I had never been in an accident before. I had no idea what to do. Jelena verbally explained how everything would work to me, and she and Peter handled everything. I didn't have to lift a finger once. They went above and beyond for me and I am extremely grateful. I pray I won't ever need this type of assistance again, but I will definitely be referring them to friends and family.

Jennifer T. Testimonial

I highly recommend The Tiemann Law Firm! I had never before been in a situation where I sustained injury and had to seek legal representation. I was nervous, traumatized, and had no idea what to expect. Jelena, Peter, and their staff walked me through each step of the process. They explained everything in detail. They patiently answered all my questions, responded quickly to every email, text message, phone call, etc. I felt totally prepared for each new phase of the legal process. Furthermore, they were fearless in their defense of me. In certain situations, when I felt attacked or scared my attorney protected me like I was family. Their diligence, honesty, integrity, and compassion provided a true sense of healing and closure for my family and I. The Tiemann Law Firm accomplished more for me than I ever thought possible and I am forever grateful.

S.B. Testimonial

Here's the thing... Nobody really thinks much about lawyers until they need one.  Well, we needed one!  The Tieman Law Firm came through for us in a big way. They were professional, courteous, thorough, and had excellent staff as well.  Highly recommended...

Jereme S. Testimonial

No one wants to have to hire a lawyer, but if you do. I prefer Tiemann Law. They helped a family member who was injured on the job, and the company did not want to compensate him even though, the injury occurred on the job on company time. Jelena was always professional in explaining the lengthy process of fighting a large corporation. 2 years later he finally is receiving the deserved compensation.

Hanna Padilla Testimonial

From the very start of my case the Tiemann Law Firm was wonderful. Perter came all the way to my home to sit down and talk to me about my options. He made me and my partner feel very comfortable and promised us he would take the very best care of my case. Peter kept me informed every step of the way and was always on top of things. everything was done in a timely manor and I always felt like I was the only case he was working on because he was so fast. In the end Peter got me back way more money than I ever expected. I would recommend this law firm to everyone. I am very happy with the outcome of my case thanks to the Tiemann Law Firm! Thank you!