Posted on Monday, October 23rd, 2017 at 6:39 am    

You may have heard or read that you cannot trust an insurance adjuster for the other driver for various reasons. The truth is that most insurance adjusters are honest men and women performing their job duties. They are not “out to get you” or deprive you of the money you deserve for an accident claim. However, the adjuster works for the insurance provider, and the insurance provider does not make money by paying large insurance claims.

Therefore, to perform their job, adjusters do put the best interest of the company before your best interests. The same applies if you hire a Sacramento personal injury attorney — your attorney will work to protect your best interests.

Even though adjusters are just doing their job, there are some things that you should be aware of before you attempt to work directly with the adjuster to settle your claim.

You Don’t Have to Provide a Written or Recorded Statement

It is not in your best interest to submit a statement to the insurance company. If you need to file a lawsuit to settle your claim, anything you say in your statement can be used against you in court. For example, if you contradict yourself during your testimony, the attorney for the insurance company might try to use your statement to question your testimony. You might be required to provide sworn testimony during a deposition at some point if you file a lawsuit; however, you will then have an attorney to provide counsel and guidance.

You Don’t Have to Sign a Medical Release Form for the Insurance Company

The adjuster may tell you that he needs a medical release form to obtain copies of your medical records to verify your injuries. While the company will require copies of medical records, you don’t have to provide a release. You can provide copies of the relevant records to the company instead of allowing the company to request those records. In many cases, the medical release you sign for the company is not limited to accident records. The company hopes to find information about a previous accident or injury it can use to claim that the crash did not cause your current injury. It is best to wait until you have consulted with an attorney before signing any documents for the adjuster.

You Don’t Have to Accept the First Offer

The adjuster may make a quick offer to settle your claim, especially if the adjuster determines your claim may be much higher. To avoid paying a much higher amount later, the adjuster will offer a lower amount now. Don’t be fooled by this offer. You need to wait until you know the full extent of your injuries and damages before you accept an offer. Never settle a claim until after your doctor has released you. You also need a statement from your physician regarding any permanent damage.

Sacramento Personal Injury Attorneys

Being injured in a traffic accident is a traumatic event. Dealing with an insurance claim can be overwhelming while you are trying to recover from injuries. Let our accident attorneys deal with the adjuster for you. Let us protect your best interests while we work to recover a fair and just amount for your claim.

For a free legal consultation with a Sacramento personal injury attorney, call The Tiemann Law Firm at (916) 999-9000 or visit our website.

Client Testimonials

Hanna Padilla Testimonial

From the very start of my case the Tiemann Law Firm was wonderful. Perter came all the way to my home to sit down and talk to me about my options. He made me and my partner feel very comfortable and promised us he would take the very best care of my case. Peter kept me informed every step of the way and was always on top of things. everything was done in a timely manor and I always felt like I was the only case he was working on because he was so fast. In the end Peter got me back way more money than I ever expected. I would recommend this law firm to everyone. I am very happy with the outcome of my case thanks to the Tiemann Law Firm! Thank you!

Star Fire Testimonial

It is hard to put into words the care and dedication that I received from the Tiemann’s. They have been here for me every step of the way and were always available when I had questions or concerns. My husband and I will be forever grateful for everything they have done for us and our family. Thank you so much for all of the hard work and time you have put into my case, we greatly appreciate it and your friendship. We highly recommend this firm and will always be thankful for everything they have done. Thank you so much again, Kim

Maye Ly Testimonial

I just saw my lawyer Jelena Tiemann on a t.v ad, which reminded me how much she helped when I was in a desperate situation. I just love her! That is why I feel a need to tell everyone. I had a situation that happened & didn’t know what to do, our where to go. I didn’t even know if she could help me or if any lawyer could. All I wanted was it to go away & was afraid most lawyers wanted to drag it out & possibly go to court. For one she was very professional but was very personable (maybe b.c she’s a lady). She didn’t make me feel embarrassed or self-conscious that I did something wrong or was the cause of the situation. She immediately said we should try our best before going to court. Let me handle some paperwork, if at the last we do go to court we have documents. She gave me all the details, pros and cons but reassured me she deals with these cases all the time. She came through and made it as painless as possible. I now have my life back.

Jennifer Birdseye Testimonial

Tiemann Law Firm helped us with an injury case for my nephew. They were very knowledgeable and we are very happy with the service they provided. The entire staff is topnotch!

Elizabeth Ochoa Testimonial

I chose Tiemann Law Firm to help me after a car accident I was involved in. Throughout the entire process, Moe made sure to keep me updated, he always responded quickly whenever  I had questions about anything. My case won thanks to this law firm and its dedication. My experience with Tiemann Law Firm was amazing! 10/10 recommended.