Posted on Monday, October 23rd, 2017 at 6:39 am    

You may have heard or read that you cannot trust an insurance adjuster for the other driver for various reasons. The truth is that most insurance adjusters are honest men and women performing their job duties. They are not “out to get you” or deprive you of the money you deserve for an accident claim. However, the adjuster works for the insurance provider, and the insurance provider does not make money by paying large insurance claims.

Therefore, to perform their job, adjusters do put the best interest of the company before your best interests. The same applies if you hire a Sacramento personal injury attorney — your attorney will work to protect your best interests.

Even though adjusters are just doing their job, there are some things that you should be aware of before you attempt to work directly with the adjuster to settle your claim.

You Don’t Have to Provide a Written or Recorded Statement

It is not in your best interest to submit a statement to the insurance company. If you need to file a lawsuit to settle your claim, anything you say in your statement can be used against you in court. For example, if you contradict yourself during your testimony, the attorney for the insurance company might try to use your statement to question your testimony. You might be required to provide sworn testimony during a deposition at some point if you file a lawsuit; however, you will then have an attorney to provide counsel and guidance.

You Don’t Have to Sign a Medical Release Form for the Insurance Company

The adjuster may tell you that he needs a medical release form to obtain copies of your medical records to verify your injuries. While the company will require copies of medical records, you don’t have to provide a release. You can provide copies of the relevant records to the company instead of allowing the company to request those records. In many cases, the medical release you sign for the company is not limited to accident records. The company hopes to find information about a previous accident or injury it can use to claim that the crash did not cause your current injury. It is best to wait until you have consulted with an attorney before signing any documents for the adjuster.

You Don’t Have to Accept the First Offer

The adjuster may make a quick offer to settle your claim, especially if the adjuster determines your claim may be much higher. To avoid paying a much higher amount later, the adjuster will offer a lower amount now. Don’t be fooled by this offer. You need to wait until you know the full extent of your injuries and damages before you accept an offer. Never settle a claim until after your doctor has released you. You also need a statement from your physician regarding any permanent damage.

Sacramento Personal Injury Attorneys

Being injured in a traffic accident is a traumatic event. Dealing with an insurance claim can be overwhelming while you are trying to recover from injuries. Let our accident attorneys deal with the adjuster for you. Let us protect your best interests while we work to recover a fair and just amount for your claim.

For a free legal consultation with a Sacramento personal injury attorney, call The Tiemann Law Firm at (916) 999-9000 or visit our website.

Client Testimonials

Herb T. Testimonial
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The Tiemanns were referred to me by a friend and I am exceptionally happy with the service I received. I had never been in an accident before. I had no idea what to do. Jelena verbally explained how everything would work to me, and she and Peter handled everything. I didn't have to lift a finger once. They went above and beyond for me and I am extremely grateful. I pray I won't ever need this type of assistance again, but I will definitely be referring them to friends and family.

Jennifer T. Testimonial
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I highly recommend The Tiemann Law Firm! I had never before been in a situation where I sustained injury and had to seek legal representation. I was nervous, traumatized, and had no idea what to expect. Jelena, Peter, and their staff walked me through each step of the process. They explained everything in detail. They patiently answered all my questions, responded quickly to every email, text message, phone call, etc. I felt totally prepared for each new phase of the legal process. Furthermore, they were fearless in their defense of me. In certain situations, when I felt attacked or scared my attorney protected me like I was family. Their diligence, honesty, integrity, and compassion provided a true sense of healing and closure for my family and I. The Tiemann Law Firm accomplished more for me than I ever thought possible and I am forever grateful.

S.B. Testimonial
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Here's the thing... Nobody really thinks much about lawyers until they need one.  Well, we needed one!  The Tieman Law Firm came through for us in a big way. They were professional, courteous, thorough, and had excellent staff as well.  Highly recommended...

Jereme S. Testimonial
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No one wants to have to hire a lawyer, but if you do. I prefer Tiemann Law. They helped a family member who was injured on the job, and the company did not want to compensate him even though, the injury occurred on the job on company time. Jelena was always professional in explaining the lengthy process of fighting a large corporation. 2 years later he finally is receiving the deserved compensation.

Hanna Padilla Testimonial
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From the very start of my case the Tiemann Law Firm was wonderful. Perter came all the way to my home to sit down and talk to me about my options. He made me and my partner feel very comfortable and promised us he would take the very best care of my case. Peter kept me informed every step of the way and was always on top of things. everything was done in a timely manor and I always felt like I was the only case he was working on because he was so fast. In the end Peter got me back way more money than I ever expected. I would recommend this law firm to everyone. I am very happy with the outcome of my case thanks to the Tiemann Law Firm! Thank you!