CAN I USE MY HEALTH INSURANCE COVERAGE TO PAY ACCIDENT BILLS?

CAN I USE MY HEALTH INSURANCE COVERAGE TO PAY ACCIDENT BILLS?

Posted on Monday, October 22nd, 2018 at 6:49 am    

Paying medical bills is not a top priority for many accident victims. Accident victims are more concerned about their injuries and the medical treatments needed to help them heal from those injuries. Unfortunately, the costs of those medical treatments will become due, and medical providers will look to the accident victim for payment.

If you are facing mounting medical bills from an auto accident that was not your fault, we want to help. The Sacramento car accident attorneys of The Tiemann Law Firm can help you file an accident claim to recover compensation for your medical bills and other damages.

Call now for your free consultation with one of our Sacramento injury lawyers. It does not cost you anything to get the advice you need!

Don’t Accept a Settlement Offer Without Talking to A Lawyer!

The insurance company for the other driver knows you need money to pay medical bills and other expenses. The adjuster may use this knowledge to convince you to accept a quick settlement for your injury claim.

However, the amount offered to settle your claim is likely to be far less than your claim is worth. Therefore, you can lose money by accepting a claim without the advice of an attorney. Furthermore, accepting a settlement before you have reached maximum medical improvement could cost you thousands or hundreds of thousands of dollars if you sustained a permanent impairment of disability.

Even though you may feel pressure to settle your injury claim now, you should talk to our Sacramento car accident attorney before signing any forms. We help ensure you are not cheated out of the money you deserve for your claim.

But What About My Medical Bills After the Accident?

Payment of medical bills is a serious matter when handling a car accident claim. One way to deal with medical providers is to request they accept a medical lien letter from your attorney. Some medical professionals postpone payment until the settlement of the case. However, your attorney must submit a letter stating that he will pay the medical bills from the insurance proceeds before you receive any funds. BEWARE – If you do not recover funds for your claim, you are still responsible for paying the medical bills.

Another option is to turn the medical bills into your health insurance provider. Most health insurance companies pay medical bills incurred because of an auto accident just like they pay any other medical bill. However, if your health insurance company pays the medical bills from an auto accident, you must be aware of the insurance company’s lien on any proceeds of an accident settlement.

What is a Subrogation Claim?

Within the health insurance policy, the company includes a subrogation provision. If the health insurance provider pays medical bills related to an accident, the company receives reimbursement from third party claims. In other words, the health insurance company has a lien on those funds.

A subrogation claim is the health insurance company’s right to reimbursement for payments related to the accident. The health insurance provider can demand reimbursement of any bills it paid related to the auto accident from the proceeds you receive from the party responsible for causing the accident. Many people do not believe this is fair; however, it is legal.

However, if you do not recover proceeds for a car accident claim, you do not reimburse your health insurance provider. You are legally liable for any bills that the medical providers agreed to hold until the case was settled.

Contact a Sacrament Car Accident Attorney to Discuss Subrogation Claims

Our experienced Sacramento car accident attorneys negotiate subrogation claims. We want to help our clients receive as much money as possible for their accident claim.

If you have been injured in a motor vehicle accident, call The Tiemann Law Firm by calling (916) 999-9000 or visit our website for a free consultation today.

Client Testimonials

Elena Basquez
Quote

The Tiemann law Firm has been very good to me ever since I walked in the door. James and Emily have been very responsive and professional and make me feel comfortable when I start to freak out a bit. Accidents can be pretty stressful and I feel like they’ve gone above and beyond. I’m happy that keep me up-to-date on how my case is going. I appreciate that they make me feel like a priority and that they take my case serious. I have already recommend them to a few friends and family members. God forbid I get into another accident, but if I do, I know exactly where to come for help.

Elizabeth Ochoa
Quote

I chose Tiemann Law Firm to help me after a car accident I was involved in. Throughout the entire process, Moe made sure to keep me updated, he always responded quickly whenever  I had questions about anything. My case won thanks to this law firm and their dedication. My experience with Tiemann Law Firm was amazing! 10/10 recommended.

Beca Lopez
Quote

Such wonderful experience with Tiemann Law firm. The employees are great, respectful, and kept in contact with me throughout the entire process. I would definitely recommend this firm. Thank you so much for your services!

Tajii Black
Quote

Don’t listen to the bad reviews! My experience with this law firm is unmatched , I always recommend to colleagues and friends and they have not been disappointed either. Great quality people who care about the outcome not just the bottom line

Dawniel Ewing
Quote

I have nothing but great things to say about this firm. They have been extremely helpful and professional when dealing with my case. Anytime I needed anything or wanted updated they responded immediately. They made me feel like they cared. Highly recommend them!

Amy J
Quote

Tiemann Law Firm is a great law firm. The best part is we won and I received a bigger settlement than I thought was possible! They keep in touch and are friendly and easy to talk to. If you want the best settlement for your case,   CALL THESE GUYS!!!

Michael T.
Quote

I sat down and met with Jelena Tiemann about my vehicle accident.I presented all of my documentation to her in which she gave me her assessment.Although the Tiemann Law Firm wont be representing me because my settlement offer was pretty good she was very clear,forward and professional about what she felt could and couldn't be done.I recommend this law firm to anyone who needs a helping hand at fighting a case where you don't have to worry about the outcome not going in your favor. Please don't review this business if you received a freebie for writing this review, or if you're connected in any way to the owner or employees.

Herb T.
Quote

The Tiemanns were referred to me by a friend and I am exceptionally happy with the service I received. I had never been in an accident before. I had no idea what to do. Jelena verbally explained how everything would work to me, and she and Peter handled everything. I didn't have to lift a finger once. They went above and beyond for me and I am extremely grateful. I pray I won't ever need this type of assistance again, but I will definitely be referring them to friends and family.

Jennifer T.
Quote

I highly recommend The Tiemannn Law Firm! I had never before been in a situation where I sustained injury and had to seek legal representation. I was nervous, traumatized, and had no idea what to expect. Jelena, Peter, and their staff walked me through each step of the process. They explained everything in detail. They patiently answered all my questions, responded quickly to every email, text message, phone call, etc. I felt totally prepared for each new phase of the legal process. Furthermore, they were fearless in their defense of me. In certain situations, when I felt attacked or scared my attorney protected me like I was family. Their diligence, honesty, integrity, and compassion provided a true sense of healing and closure for my family and I. The Tiemann Law Firm accomplished more for me than I ever thought possible and I am forever grateful.

Hanna Padilla
Quote

From the very start of my case the Tiemann Law Firm was wonderful. Perter came all the way to my home to sit down and talk to me about my options. He made me and my partner feel very comfortable and promised us he would take the very best care of my case. Peter kept me informed every step of the way and was always on top of things. everything was done in a timely manor and I always felt like I was the only case he was working on because he was so fast. In the end Peter got me back way more money than I ever expected. I would recommend this law firm to everyone. I am very happy with the outcome of my case thanks to the Tiemann Law Firm! Thank you!

S.B.
Quote

Here's the thing... Nobody really thinks much about lawyers until they need one.  Well, we needed one!  The Tieman Law Firm came through for us in a big way. They were professional, courteous, thorough, and had an excellent staff as well.  Highly recommended...

Star Fire
Quote

It is hard to put into words the care and dedication that I received from the Tiemann’s. They have been here for me every step of the way and were always available when I had questions or concerns. My husband and I will be forever grateful for everything they have done for us and our family. Thank you so much for all of your hard work and time you have put into my case, we greatly appreciate it and your friendship. We highly recommend this firm and will always be thankful for everything they have done. Thank you so much again, Kim

Jereme S.
Quote

No-one wants to have to hire a lawyer, but if you do. I prefer Tiemann Law. They helped a family member who was injured on the job, and the company did not want to compensate him even though, the injury occurred on the job on company time. Jelena was always professional in explaining the lengthy process of fighting a large corporation. 2 years later he finally is receiving the deserved compensation.

Maye Ly
Quote

I just saw my lawyer Jelena Tiemann on a t.v ad, which reminded me how much she helped when I was in a desperate situation. I just love her! That is why I feel a need to tell everyone. I had a situation that happened & didn’t know what to do, our where to go. I didn’t even know if she could help me or if any lawyer could. All I wanted was it to go away & was afraid most lawyers wanted to drag it out & possibly go to court. For one she was very professional but was very personable (maybe b.c she’s a lady). She didn’t make me feel embarrassed or self-conscious that I did something wrong or was the cause of the situation. She immediately said we should try our best before going to court. Let me handle some paperwork, if at the last we do go to court we have documents. She gave me all the details, pros and cons but reassured me she deals with these cases all the time. She came through and made it as painless as possible. I now have my life back.

Matt H.
Quote

I was in a car accident a while back where I was injured and had to miss work for an extended period of time.  After nearly a year of fighting with the insurance company with no results and no progress, I met with Jelena Tiemann.  I couldn't have asked for a more responsive and supportive advocate.  We quickly reached a settlement and I finally was able to move from the stress and burden of feuding with my insurance.  I highly recommending meeting with Jelena if you're in need of a lawyer.

Jennifer Birdseye
Quote

Tiemann Law Firm helped us with an injury case for my nephew. They were very knowledgeable and we are very happy with the service they provided. The entire staff is topnotch!

Lendzey Garcia
Quote

I was in a very bad/ major car accident I originally had an attorney who wasn’t trying to help me out much or take any of my calls so I called Tiemann and told them my situation. They made it an AWESOME and Smooth transition over to them and took on both cases I had. I just settled on my big case and am beyond great full. For them and their team! I highly recommend them. To add on to this a little On how much they will work with you, I moved to Montana in the middle of all Of this and it was not an issue!