Posted on Wednesday, December 12th, 2018 at 7:15 am    

California is an at-fault state for car accidents. Accident victims must prove that the other driver caused the collision to recover compensation for damages and losses. Proving fault is a key element in car accident cases, including cases involving car insurance claims.

California’s Requirement for Car Insurance

Because California is an at-fault state, drivers are required to carry a minimum amount of liability insurance. The state requires liability insurance to protect accident victims when a driver causes a car accident. The requirements for liability car insurance in California are:

  • $15,000 for physical injuries to one person in a car accident
  • $30,000 for physical injuries per car accident
  • $5,000 for damage to property in a car accident

Liability insurance does not pay the driver compensation for damages when the driver causes a car accident. The driver’s insurance company only pays damages to victims injured in an accident caused by the insured, including other drivers, passengers, bicyclists, and pedestrians.

Can a Driver Refuse to Provide Information About Insurance Coverage?

Drivers are required to produce evidence of liability insurance if a law enforcement officer requests proof of insurance. Proof of insurance is also required when a driver renews a vehicle’s registration. In addition, a driver is required to provide proof of insurance when the vehicle is involved in a traffic collision.

Furthermore, the California Vehicle Code requires insurance companies to insurance information for private vehicles to the Department of Motor Vehicles. Therefore, if you are involved in an automobile accident, and the driver refuses to give you his or her insurance information, you should be able to obtain the information from the Department of Motor Vehicles.

Refusal to File a Car Insurance Claim After a Traffic Accident

If another driver causes an auto accident, you have the right to file an accident claim with the driver’s car insurance provider. The other driver does not need to file a claim for you to file your claim. You can file a car insurance claim with or without the other driver’s consent. Therefore, the other driver cannot prevent you from filing an accident claim with his or her car insurance provider.

However, filing an accident claim is only the first step in the process of recovering damages for a traffic accident. As discussed above, you must prove the driver caused the crash before you can receive compensation from the car insurance company. In addition, you must prove you suffered damages caused by the accident, such as physical injuries and financial losses.

Fighting a Car Insurance Provider for Compensation

Car insurance companies deny and undervalue accident claims to save money. You may need a Sacramento car accident attorney to help you with your claim. In most cases, it is in your best interest to take advantage of a free consultation with our Sacramento car accident attorney before discussing your claim with an insurance adjuster for the other driver.

Call Now For Your Free Case Review with a Sacramento Car Accident Lawyer

Call The Tiemann Law Firm by calling (916) 999-9000 or visit our website for a free consultation to discuss the details of your car accident claim.

Client Testimonials

Dawniel Ewing Testimonial

I have nothing but great things to say about this firm. They have been extremely helpful and professional when dealing with my case. Anytime I needed anything or wanted to be updated they responded immediately. They made me feel like they cared. Highly recommend them!

Michael T. Testimonial

I sat down and met with Jelena Tiemann about my vehicle accident.I presented all of my documentation to her in which she gave me her assessment.Although the Tiemann Law Firm wont be representing me because my settlement offer was pretty good she was very clear,forward and professional about what she felt could and couldn't be done.I recommend this law firm to anyone who needs a helping hand at fighting a case where you don't have to worry about the outcome not going in your favor. Please don't review this business if you received a freebie for writing this review, or if you're connected in any way to the owner or employees.

Herb T. Testimonial

The Tiemanns were referred to me by a friend and I am exceptionally happy with the service I received. I had never been in an accident before. I had no idea what to do. Jelena verbally explained how everything would work to me, and she and Peter handled everything. I didn't have to lift a finger once. They went above and beyond for me and I am extremely grateful. I pray I won't ever need this type of assistance again, but I will definitely be referring them to friends and family.

Jennifer T. Testimonial

I highly recommend The Tiemann Law Firm! I had never before been in a situation where I sustained injury and had to seek legal representation. I was nervous, traumatized, and had no idea what to expect. Jelena, Peter, and their staff walked me through each step of the process. They explained everything in detail. They patiently answered all my questions, responded quickly to every email, text message, phone call, etc. I felt totally prepared for each new phase of the legal process. Furthermore, they were fearless in their defense of me. In certain situations, when I felt attacked or scared my attorney protected me like I was family. Their diligence, honesty, integrity, and compassion provided a true sense of healing and closure for my family and I. The Tiemann Law Firm accomplished more for me than I ever thought possible and I am forever grateful.

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