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Home > Car Accident > Is Settling with an Insurance Company the Best Way to Go?

Written by Jelena Tiemann and Peter B. Tiemann

Last Updated : May 31, 2023
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Posted on Wednesday, September 28th, 2022 at 8:57 am    

If you’ve been in a car accident, you may be wondering if you should negotiate a settlement with an insurance company. The answer to that question depends on several different factors, including who’s at fault for the accident and the extent of your injuries. Before you make that decision, it’s best to consult with an attorney experienced in personal injury cases.

Is Settling with an Insurance Company the Best Way to Go?

Working Towards a Settlement

An attorney can help protect your rights and negotiate the terms of a settlement with the insurance company. The process of filing a claim looks like this:

  1. File a claim with the insurance company (or companies).
  2. Answer any questions the insurance adjustor may have regarding the accident.
  3. The adjuster will then conduct an investigation of the accident. Your attorney will also investigate the accident.
  4. The insurance company will either reject your claim or offer you a settlement.
  5. If your claim is rejected, your attorney can find out why and address the issues that resulted in the rejection. If you are offered a settlement, the lawyer will evaluate it and advise you whether it is a fair award or if it will fall short of your medical and other expenses.
  6. If the settlement does not seem adequate, your attorney can negotiate with the insurance company on your behalf.

Remember, insurance companies are a business. They want to settle your claim for the least amount of money possible and with the smallest amount of hassle. Don’t accept a quick, lowball settlement if you’ve suffered serious injuries in an accident. If you and your attorney agree that the settlement is not fair, the attorney can advise you on other options, including taking the case to trial.

Have you or a loved one been a victim of a DUI, car, truck, motorcycle accident, dog attack, or a slip and fall incident? If so, Tiemann Law Firm can help. Our experienced personal injury attorneys will fight for the compensation you deserve. Contact us today for a free, same-day consultation by calling: (916) 999-9000 or toll-free: (800) 712-2000.

Categories: Car Accident

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It is hard to put into words the care and dedication that I received from the Tiemann’s. They have been here for me every step of the way and were always available when I had questions or concerns. My husband and I will be forever grateful for everything they have done for us and our family. Thank you so much for all of the hard work and time you have put into my case, we greatly appreciate it and your friendship. We highly recommend this firm and will always be thankful for everything they have done. Thank you so much again, Kim

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I was in a very bad/ major car accident I originally had an attorney who wasn’t trying to help me out much or take any of my calls so I called Tiemann and told them my situation. They made it an AWESOME and Smooth transition over to them and took on both cases I had. I just settled on my big case and am beyond great full. For them and their team! I highly recommend them. To add on to this a little On how much they will work with you, I moved to Montana in the middle of all Of this and it was not an issue!

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I just saw my lawyer Jelena Tiemann on a t.v ad, which reminded me how much she helped when I was in a desperate situation. I just love her! That is why I feel a need to tell everyone. I had a situation that happened & didn’t know what to do, our where to go. I didn’t even know if she could help me or if any lawyer could. All I wanted was it to go away & was afraid most lawyers wanted to drag it out & possibly go to court. For one she was very professional but was very personable (maybe b.c she’s a lady). She didn’t make me feel embarrassed or self-conscious that I did something wrong or was the cause of the situation. She immediately said we should try our best before going to court. Let me handle some paperwork, if at the last we do go to court we have documents. She gave me all the details, pros and cons but reassured me she deals with these cases all the time. She came through and made it as painless as possible. I now have my life back.

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Tiemann Law Firm helped us with an injury case for my nephew. They were very knowledgeable and we are very happy with the service they provided. The entire staff is topnotch!

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I chose Tiemann Law Firm to help me after a car accident I was involved in. Throughout the entire process, Moe made sure to keep me updated, he always responded quickly whenever  I had questions about anything. My case won thanks to this law firm and its dedication. My experience with Tiemann Law Firm was amazing! 10/10 recommended.