Is Settling with an Insurance Company the Best Way to Go?

If you’ve been in a car accident, you may be wondering if you should negotiate a settlement with an insurance company. The answer to that question depends on several different factors, including who’s at fault for the accident and the extent of your injuries. Before you make that decision, it’s best to consult with an attorney experienced in personal injury cases.

Working Towards a Settlement

An attorney can help protect your rights and negotiate the terms of a settlement with the insurance company. The process of filing a claim looks like this:

1. File a claim with the insurance company (or companies).
2. Answer any questions the insurance adjustor may have regarding the accident.
3. The adjuster will then conduct an investigation of the accident. Your attorney will also investigate the accident.
4. The insurance company will either reject your claim or offer you a settlement.
5. If your claim is rejected, your attorney can find out why and address the issues that resulted in the rejection. If you are offered a settlement, the lawyer will evaluate it and advise you whether it is a fair award or if it will fall short of your medical and other expenses.
6. If the settlement does not seem adequate, your attorney can negotiate with the insurance company on your behalf.

Remember, insurance companies are a business. They want to settle your claim for the least amount of money possible and with the smallest amount of hassle. Don’t accept a quick, lowball settlement if you’ve suffered serious injuries in an accident. If you and your attorney agree that the settlement is not fair, the attorney can advise you on other options, including taking the case to trial.

Have you or a loved one been a victim of a DUI, car, truck, motorcycle accident, dog attack, or a slip and fall incident? If so, Tiemann Law Firm can help. Our experienced personal injury attorneys will fight for the compensation you deserve. Contact us today for a free, same-day consultation by calling: (916) 999-9000 or toll-free: (800) 712-2000.