Posted on Saturday, November 20th, 2021 at 5:32 pm    

A car accident can cause severe injuries requiring emergency medical care and ongoing treatment. If you need to file an insurance claim, you might assume the insurance adjuster is on your side and wants to help you receive the maximum settlement you need to pay for your medical bills and other expenses. You also might think the at-fault driver will admit what they did, so their insurance company accepts liability.

However, these situations don’t always work out favorably for accident victims. The negligent driver might lie about what happened, so you can’t hold them liable for your injuries. Insurance companies don’t want to provide significant settlements because they want to save money.

Although everyone involved in the crash and your insurance claim might seem friendly and willing to help, it could be a way of getting you to let your guard down and say something damaging to your claim. The statements you make after a car accident could become evidence in your case. The insurance company could use your words against you to deny your claim or provide a low settlement offer.

Below are four things you should avoid saying if you were injured in an accident due to someone else’s negligent actions. If you have pressing questions about your case, contact us today.

“I’m Sorry”

Never apologize after an accident. You can check on anyone else involved in the crash and offer assistance if they suffered injuries but don’t say you’re sorry. Apologizing is often an automatic reaction to traumatic experiences. Many people say they’re sorry to others in moments when they’re in shock or feel bad about what happened.

You might think an apology will relieve tension or diffuse a high-stress situation, but your words could come back to haunt you later. Insurance companies look at apologies as an admission of guilt. The insurance adjuster working on your claim might think you apologized to the other driver because you caused the crash. That one statement could negatively affect the outcome of your case and result in less money than you deserve.

“I Think I Was…”

car accidentSpeculating about the cause of a car crash is never a good idea. Even if you changed lanes without using a turn signal or read a text on your cell phone, you shouldn’t admit it to anyone. Telling the other driver, insurance company, or investigating officer at the accident scene that you think you were partly to blame for what happened will only hurt your case.

Pure comparative negligence allows juries to reduce the plaintiff’s compensation in a lawsuit. If the jury determines that your actions contributed in any way to the accident, they could assign you a percentage of fault for the crash. The value of your case will be diminished by the percentage of your fault for the accident. That means you could end up with compensation that doesn’t cover your total losses.

“I’m Not Hurt”

 You might be in shock in the moments after the accident. Shock can mask pain and prevent you from noticing the severity of any injuries you suffered. You might not realize how badly you were hurt until hours later, when the adrenaline wears off. If you tell the at-fault driver your injury is minor, their insurance company will take your statement as evidence that you don’t need a high settlement amount.

Unfortunately, hours or even days later, you could experience severe symptoms. After an examination by a doctor, you could discover the extent of your injury. You might need prescription drugs, physical therapy, or surgery. If you told someone you weren’t hurt and then change the details about your injury later, the insurance company might think you’re lying. They could refuse to negotiate for a significant settlement, leaving you with out-of-pocket expenses to cover your medical bills.

“I Accept the Offer”

insurance companiesInsurance companies look for valid reasons to deny claims to save money. They will likely provide the lowest possible amount if they offer a settlement. Unfortunately, most accident victims don’t realize the first offer isn’t always the best. There’s room for negotiation to increase the amount of compensation you receive after a car accident.

Without the help of a lawyer, you might accept any offer you can get. Insurance companies often use tactics to intimidate claimants into accepting lowball offers so they can close out the claim quickly. If you don’t know the available coverage from the insurance policy, you could end up signing away your rights to the settlement amount you need to compensate for your total losses. Reach out to us today.

Injured in a Car Accident? Call Tiemann Law Firm Today

If someone else’s carelessness caused your injuries in a car crash, contact the Sacramento car accident lawyers of Tiemann Law Firm right now. We can review your circumstances to determine whether the other driver should be held liable for your resulting medical treatment and other expenses.

For a free consultation and to learn more about your legal options and how we can help, call us at (916) 999-9000 today.

Client Testimonials

Hanna Padilla Testimonial

From the very start of my case the Tiemann Law Firm was wonderful. Perter came all the way to my home to sit down and talk to me about my options. He made me and my partner feel very comfortable and promised us he would take the very best care of my case. Peter kept me informed every step of the way and was always on top of things. everything was done in a timely manor and I always felt like I was the only case he was working on because he was so fast. In the end Peter got me back way more money than I ever expected. I would recommend this law firm to everyone. I am very happy with the outcome of my case thanks to the Tiemann Law Firm! Thank you!

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It is hard to put into words the care and dedication that I received from the Tiemann’s. They have been here for me every step of the way and were always available when I had questions or concerns. My husband and I will be forever grateful for everything they have done for us and our family. Thank you so much for all of the hard work and time you have put into my case, we greatly appreciate it and your friendship. We highly recommend this firm and will always be thankful for everything they have done. Thank you so much again, Kim

Maye Ly Testimonial

I just saw my lawyer Jelena Tiemann on a t.v ad, which reminded me how much she helped when I was in a desperate situation. I just love her! That is why I feel a need to tell everyone. I had a situation that happened & didn’t know what to do, our where to go. I didn’t even know if she could help me or if any lawyer could. All I wanted was it to go away & was afraid most lawyers wanted to drag it out & possibly go to court. For one she was very professional but was very personable (maybe b.c she’s a lady). She didn’t make me feel embarrassed or self-conscious that I did something wrong or was the cause of the situation. She immediately said we should try our best before going to court. Let me handle some paperwork, if at the last we do go to court we have documents. She gave me all the details, pros and cons but reassured me she deals with these cases all the time. She came through and made it as painless as possible. I now have my life back.

Jennifer Birdseye Testimonial

Tiemann Law Firm helped us with an injury case for my nephew. They were very knowledgeable and we are very happy with the service they provided. The entire staff is topnotch!

Elizabeth Ochoa Testimonial

I chose Tiemann Law Firm to help me after a car accident I was involved in. Throughout the entire process, Moe made sure to keep me updated, he always responded quickly whenever  I had questions about anything. My case won thanks to this law firm and its dedication. My experience with Tiemann Law Firm was amazing! 10/10 recommended.