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Home > Bicycle Accident > Does Your Car Insurance Cover You in a Bicycle Accident?

Written by Jelena Tiemann and Peter B. Tiemann

Last Updated : May 31, 2023
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Posted on Wednesday, April 20th, 2022 at 8:00 am    

If you’ve been injured in a bike vs. car accident you may be surprised to learn that your car insurance may cover some of your expenses. What’s available to you will depend on the type and amount of insurance that you carry.

Uninsured and Underinsured Drivers

Studies show that approximately 15% of all California drivers are uninsured. In addition, the state requires a minimum of only $15,000 per person and $30,000 per accident of liability insurance on an automobile policy. As you can imagine, if you are on a bike and are struck by or have a collision with a 3,000-pound car you are going to sustain serious injuries with medical bills way more than those minimum amounts. If you have additional coverage for uninsured and underinsured drivers this money can help with your expenses after an accident.

MedPay

Medical Payments Coverage (MedPay for short) is another type of optional car insurance that can be used if you are the victim of a bicycle accident. The coverage from this kind of insurance can be used to cover medical expenses that are the result of a car accident—including when you are hit while cycling, walking, or riding on public transportation. This type of coverage is available to you regardless of fault. This means you don’t have to wait for fault to be determined to have funds available to you for paying medical expenses and co-pays. There are also no deductibles on these policies.

Seek the Services of an Experienced Attorney

If you’re trying to deal with recovering from injuries and all the other ramifications of a biking/motor vehicle accident you are probably overwhelmed with many concerns. An experienced lawyer can help you sort out your insurance and determine what types of coverages you have that can help you best get through this stressful time.

Does Your Car Insurance Cover You in a Bicycle Accident?

If you or a loved one has been involved in a car accident in Sacramento or the surrounding areas, including Folsom, Citrus Heights, or Rocklin, contact Tiemann Law Firm today to discuss your legal rights. Contact us today for a free, same-day consultation by calling: (916) 999-9000 or toll-free: (800) 712-2000.

Categories: Bicycle Accident

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Tiemann Law Firm helped us with an injury case for my nephew. They were very knowledgeable and we are very happy with the service they provided. The entire staff is topnotch!

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I was in a car accident a while back where I was injured and had to miss work for an extended period of time.  After nearly a year of fighting with the insurance company with no results and no progress, I met with Jelena Tiemann.  I couldn't have asked for a more responsive and supportive advocate.  We quickly reached a settlement and I finally was able to move from the stress and burden of feuding with my insurance.  I highly recommending meeting with Jelena if you're in need of a lawyer.

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The Tiemann law Firm has been very good to me ever since I walked in the door. James and Emily have been very responsive and professional and make me feel comfortable when I start to freak out a bit. Accidents can be pretty stressful and I feel like they’ve gone above and beyond. I’m happy that keep me up-to-date on how my case is going. I appreciate that they make me feel like a priority and that they take my case serious. I have already recommend them to a few friends and family members. God forbid I get into another accident, but if I do, I know exactly where to come for help.

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I was in a very bad/ major car accident I originally had an attorney who wasn’t trying to help me out much or take any of my calls so I called Tiemann and told them my situation. They made it an AWESOME and Smooth transition over to them and took on both cases I had. I just settled on my big case and am beyond great full. For them and their team! I highly recommend them. To add on to this a little On how much they will work with you, I moved to Montana in the middle of all Of this and it was not an issue!

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I chose Tiemann Law Firm to help me after a car accident I was involved in. Throughout the entire process, Moe made sure to keep me updated, he always responded quickly whenever  I had questions about anything. My case won thanks to this law firm and its dedication. My experience with Tiemann Law Firm was amazing! 10/10 recommended.