Posted on Wednesday, April 20th, 2022 at 8:00 am    

If you’ve been injured in a bike vs. car accident you may be surprised to learn that your car insurance may cover some of your expenses. What’s available to you will depend on the type and amount of insurance that you carry.

Uninsured and Underinsured Drivers

Studies show that approximately 15% of all California drivers are uninsured. In addition, the state requires a minimum of only $15,000 per person and $30,000 per accident of liability insurance on an automobile policy. As you can imagine, if you are on a bike and are struck by or have a collision with a 3,000-pound car you are going to sustain serious injuries with medical bills way more than those minimum amounts. If you have additional coverage for uninsured and underinsured drivers this money can help with your expenses after an accident.


Medical Payments Coverage (MedPay for short) is another type of optional car insurance that can be used if you are the victim of a bicycle accident. The coverage from this kind of insurance can be used to cover medical expenses that are the result of a car accident—including when you are hit while cycling, walking, or riding on public transportation. This type of coverage is available to you regardless of fault. This means you don’t have to wait for fault to be determined to have funds available to you for paying medical expenses and co-pays. There are also no deductibles on these policies.

Seek the Services of an Experienced Attorney

If you’re trying to deal with recovering from injuries and all the other ramifications of a biking/motor vehicle accident you are probably overwhelmed with many concerns. An experienced lawyer can help you sort out your insurance and determine what types of coverages you have that can help you best get through this stressful time.

Does Your Car Insurance Cover You in a Bicycle Accident?

If you or a loved one has been involved in a car accident in Sacramento or the surrounding areas, including Folsom, Citrus Heights, or Rocklin, contact Tiemann Law Firm today to discuss your legal rights. Contact us today for a free, same-day consultation by calling: (916) 999-9000 or toll-free: (800) 712-2000.

Client Testimonials

Dawniel Ewing Testimonial

I have nothing but great things to say about this firm. They have been extremely helpful and professional when dealing with my case. Anytime I needed anything or wanted to be updated they responded immediately. They made me feel like they cared. Highly recommend them!

Michael T. Testimonial

I sat down and met with Jelena Tiemann about my vehicle accident.I presented all of my documentation to her in which she gave me her assessment.Although the Tiemann Law Firm wont be representing me because my settlement offer was pretty good she was very clear,forward and professional about what she felt could and couldn't be done.I recommend this law firm to anyone who needs a helping hand at fighting a case where you don't have to worry about the outcome not going in your favor. Please don't review this business if you received a freebie for writing this review, or if you're connected in any way to the owner or employees.

Herb T. Testimonial

The Tiemanns were referred to me by a friend and I am exceptionally happy with the service I received. I had never been in an accident before. I had no idea what to do. Jelena verbally explained how everything would work to me, and she and Peter handled everything. I didn't have to lift a finger once. They went above and beyond for me and I am extremely grateful. I pray I won't ever need this type of assistance again, but I will definitely be referring them to friends and family.

Jennifer T. Testimonial

I highly recommend The Tiemann Law Firm! I had never before been in a situation where I sustained injury and had to seek legal representation. I was nervous, traumatized, and had no idea what to expect. Jelena, Peter, and their staff walked me through each step of the process. They explained everything in detail. They patiently answered all my questions, responded quickly to every email, text message, phone call, etc. I felt totally prepared for each new phase of the legal process. Furthermore, they were fearless in their defense of me. In certain situations, when I felt attacked or scared my attorney protected me like I was family. Their diligence, honesty, integrity, and compassion provided a true sense of healing and closure for my family and I. The Tiemann Law Firm accomplished more for me than I ever thought possible and I am forever grateful.

S.B. Testimonial

Here's the thing... Nobody really thinks much about lawyers until they need one.  Well, we needed one!  The Tieman Law Firm came through for us in a big way. They were professional, courteous, thorough, and had excellent staff as well.  Highly recommended...