Posted on Wednesday, April 20th, 2022 at 8:00 am    

If you’ve been injured in a bike vs. car accident you may be surprised to learn that your car insurance may cover some of your expenses. What’s available to you will depend on the type and amount of insurance that you carry.

Uninsured and Underinsured Drivers

Studies show that approximately 15% of all California drivers are uninsured. In addition, the state requires a minimum of only $15,000 per person and $30,000 per accident of liability insurance on an automobile policy. As you can imagine, if you are on a bike and are struck by or have a collision with a 3,000-pound car you are going to sustain serious injuries with medical bills way more than those minimum amounts. If you have additional coverage for uninsured and underinsured drivers this money can help with your expenses after an accident.

MedPay

Medical Payments Coverage (MedPay for short) is another type of optional car insurance that can be used if you are the victim of a bicycle accident. The coverage from this kind of insurance can be used to cover medical expenses that are the result of a car accident—including when you are hit while cycling, walking, or riding on public transportation. This type of coverage is available to you regardless of fault. This means you don’t have to wait for fault to be determined to have funds available to you for paying medical expenses and co-pays. There are also no deductibles on these policies.

Seek the Services of an Experienced Attorney

If you’re trying to deal with recovering from injuries and all the other ramifications of a biking/motor vehicle accident you are probably overwhelmed with many concerns. An experienced lawyer can help you sort out your insurance and determine what types of coverages you have that can help you best get through this stressful time.

Does Your Car Insurance Cover You in a Bicycle Accident?

If you or a loved one has been involved in a car accident in Sacramento or the surrounding areas, including Folsom, Citrus Heights, or Rocklin, contact Tiemann Law Firm today to discuss your legal rights. Contact us today for a free, same-day consultation by calling: (916) 999-9000 or toll-free: (800) 712-2000.

Client Testimonials

Hanna Padilla Testimonial
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From the very start of my case the Tiemann Law Firm was wonderful. Perter came all the way to my home to sit down and talk to me about my options. He made me and my partner feel very comfortable and promised us he would take the very best care of my case. Peter kept me informed every step of the way and was always on top of things. everything was done in a timely manor and I always felt like I was the only case he was working on because he was so fast. In the end Peter got me back way more money than I ever expected. I would recommend this law firm to everyone. I am very happy with the outcome of my case thanks to the Tiemann Law Firm! Thank you!

Star Fire Testimonial
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It is hard to put into words the care and dedication that I received from the Tiemann’s. They have been here for me every step of the way and were always available when I had questions or concerns. My husband and I will be forever grateful for everything they have done for us and our family. Thank you so much for all of the hard work and time you have put into my case, we greatly appreciate it and your friendship. We highly recommend this firm and will always be thankful for everything they have done. Thank you so much again, Kim

Maye Ly Testimonial
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I just saw my lawyer Jelena Tiemann on a t.v ad, which reminded me how much she helped when I was in a desperate situation. I just love her! That is why I feel a need to tell everyone. I had a situation that happened & didn’t know what to do, our where to go. I didn’t even know if she could help me or if any lawyer could. All I wanted was it to go away & was afraid most lawyers wanted to drag it out & possibly go to court. For one she was very professional but was very personable (maybe b.c she’s a lady). She didn’t make me feel embarrassed or self-conscious that I did something wrong or was the cause of the situation. She immediately said we should try our best before going to court. Let me handle some paperwork, if at the last we do go to court we have documents. She gave me all the details, pros and cons but reassured me she deals with these cases all the time. She came through and made it as painless as possible. I now have my life back.

Jennifer Birdseye Testimonial
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Tiemann Law Firm helped us with an injury case for my nephew. They were very knowledgeable and we are very happy with the service they provided. The entire staff is topnotch!

Elizabeth Ochoa Testimonial
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I chose Tiemann Law Firm to help me after a car accident I was involved in. Throughout the entire process, Moe made sure to keep me updated, he always responded quickly whenever  I had questions about anything. My case won thanks to this law firm and its dedication. My experience with Tiemann Law Firm was amazing! 10/10 recommended.