7 Steps to Take When Dealing with Insurance Companies After an Accident

Car accidents are traumatic experiences on their own, but once insurance companies get involved, you’re likely to experience even greater levels of stress. Securing the compensation you deserve is no easy task when your efforts are consistently opposed and scrutinized, while injuries compound the difficulty, draining your energy and scattering your focus.

At the Tiemann Law Firm, we care about our clients, and we’re committed to keeping them informed every step of the way. This blog post will help you prepare for interactions with insurance companies in the aftermath of an accident, covering what you should do, when you should do it, and what actions you might want to avoid altogether.

1. Notify your insurance provider promptly. They’re going to need all the pertinent details, including the time, date, and location of the accident. Avoid offering your assumptions or subjective perceptions of responsibility. Stick to concrete facts.
2. Try to acquire the contact information of any witnesses who might have seen the accident take place.
3. Seek medical attention right away, even if you don’t think you have been injured. All too often, we speak with clients who didn’t feel hurt at the time of an accident, only to experience debilitating pain at a later date due to soft tissue injuries or other complications. When you receive treatment, document it every time, including both medications and appointments. You’ll need to demonstrate both the extent of your injuries and the costs of any medical treatment said injuries might entail. With a record on hand, your claim will be strengthened, especially in cases that feature delayed symptoms.
4. Keep a careful record of all written correspondences pertaining to your claim. Whether it’s a short email or a long letter, it might prove useful in the event of a disagreement.
5. Exercise caution with recorded statements and settlements, and when in doubt, consult with your personal injury attorney.
6. Don’t make any agreements or sign paperwork that insurance companies provide without speaking to your injury lawyer beforehand.
7. Be sure to read your policy carefully! Insurance policies vary in terms of what they do or do not cover.

We know that it can be taxing to deal with insurance companies when you’re already in physical pain and experiencing emotional distress. However, the guidance above should set you on a path toward getting the restitution and justice you deserve.

Have you or a loved one been involved in a car accident? Are you unsure of how to deal with insurance companies regarding the compensation you are due? If so, Tiemann Law Firm can help. Our experienced personal injury attorneys will fight for you every step of the way. Contact us today for a free, same-day consultation by calling (916) 999-9000 or toll-free: (800) 712-2000.