In many cases, a car that is run off the road flips over or slams into another object. The damage to the vehicle can be severe. Furthermore, run-off car accidents can cause serious injuries to the passengers in the vehicle that is run off the road. There are many causes of run-off car accidents. A lot of those causes are the fault of another driver who might be liable for the injuries and damages caused by the crash.
When you are injured in a car accident, you expect the insurance company for the other driver to treat you with respect and settle your injury claim fairly and timely. That is the main purpose of the state requiring insurance coverage for drivers, so that injured victims have a means of seeking and receiving compensation when they are injured in a crash. Problems arise when insurance companies act in bad faith.
California is an at-fault state for motor vehicle accidents. Therefore, accident victims must prove that another party was responsible for causing the collision before they can receive compensation from those parties for injuries, losses, and damages. Some circumstances can make it more difficult to determine fault for a car crash, as in the case of a multiple vehicle accident.
Most individuals, companies, and government entities have some type of liability insurance coverage. Liability insurance coverage protects us if we cause an injury. Two common types of liability insurance policies are car insurance and premises liability insurance. Both policies pay for damages incurred by someone who is injured because of the policy holder’s negligence, carelessness, or other wrongdoing. For instance, if you cause a car crash, the victims file claims against your car insurance coverage. If someone falls at a restaurant, they file a claim against the property owner’s premises liability coverage.
Labor Day Weekend is the unofficial end of summer. Many individuals and families take advantage of the long weekend to take one last trip. Even if you do not take advantage of the long weekend for a road trip, you may notice increased traffic in your hometown. Over the Labor Day holiday, you can reduce your risk for a car accident by more closely following several safe driving behaviors.