In many cases, a car that is run off the road flips over or slams into another object. The damage to the vehicle can be severe. Furthermore, run-off car accidents can cause serious injuries to the passengers in the vehicle that is run off the road. There are many causes of run-off car accidents. A lot of those causes are the fault of another driver who might be liable for the injuries and damages caused by the crash.
What Causes Run-Off Car Accidents?
Aggressive driving is a problem in most cities throughout the United States. Most cities in Sacramento County experience heavy traffic, which can lead to aggressive driving. Aggressive drivers often weave in and out of lanes as they attempt to get ahead of traffic. Unfortunately, weaving in and out of traffic increases the risk of bumping into or sideswiping another vehicle, causing that vehicle to run off the road. However, aggressive driving is not the only cause of run-off car accidents.
Distracted driving is another common cause of run-off car accidents. Drivers who are texting while driving, using their cell phones, adjusting vehicle controls, reaching for objects, eating, grooming, or doing countless other activities other than watching the road drift into another lane, thereby running a driver off the road. Other common causes of run-off car accidents include drunk driving, speeding, drowsy driving, and tailgating, drugged driving.
Whatever the cause may be for a run-off car accident, it is important to take several steps after the accident to protect yourself.
Steps After a Run-Off Car Accident
If a car runs you off the road, following these steps can protect your legal rights after an accident:
- Try to stop at the first safe location after being run off the road.
- Contact 911 to request police officers and emergency medical services.
- If possible, take pictures of the area and the vehicle that ran you off the road. If the vehicle left the scene, make detailed notes on paper or your cell phone regarding what you remember about the vehicle.
- Ask people to stop to tell you as much as they remember about the vehicle and the driver. Even a partial license plate number can be helpful. Get the names and contact information for bystanders and eyewitnesses.
- Take pictures and make a video of the damage to your vehicle.
- Go to the doctor as soon as possible to access your physical injuries. In addition to documenting an accident scene and the damage to your vehicle, you must document your physical injuries. Make sure you follow your doctor’s instructions and keep detailed notes about your experiences during your recovery.
- Also, document your financial losses by keeping detailed notes of all expenses and financial losses, copies of receives, and copies of bills related to the accident or your injuries.
Contact a Sacramento Car Accident Attorney Now!
Investigating a run-off car accident can be challenging, especially if it involves a hit-and-run driver. Our Sacramento personal injury lawyers have the experience, skills, and resources necessary to handle these types of car accident claims. Please contact us now to discuss your case. We need to begin working on your claim as soon as possible before evidence regarding the accident becomes more difficult to locate and preserve.
Contact The Tiemann Law Firm at (916) 999-9000 or by visiting our website to schedule a free consultation with one of our California personal injury attorneys.
When you are injured in a car accident, you expect the insurance company for the other driver to treat you with respect and settle your injury claim fairly and timely. That is the main purpose of the state requiring insurance coverage for drivers, so that injured victims have a means of seeking and receiving compensation when they are injured in a crash. Problems arise when insurance companies act in bad faith.
However, some insurance providers do not act in good faith when they handle an injury claim. They attempt to deny or undervalue the claim to save money, even though they know that their insured driver was responsible for causing your injuries, financial losses, pain, and suffering. If you are having trouble with an insurance claim, contact our Sacramento personal injury attorneys for a free consultation to discuss your claim and how we can help.
What is Bad Faith?
It is common and legal for an insurance company to investigate an injury claim fully to ensure that it is not paying more than a claim is worth. The insurance company also has the right to ensure that it is not paying for a claim that is not its liability to pay. However, the law obligates insurance providers to handle all claims with good faith.
By law, insurance companies must take certain steps to process an injury claim when the insurance company receives a claim. For example, the insurance company must adequately investigate your claim, provide certain information to you regarding your claim, and provide an explanation for a denial of a claim within a reasonable time. If the claim is approved, the company has an obligation to negotiate a fair settlement of your claim.
If the insurance company fails to take reasonable, necessary steps to investigate, process, and settle a valid claim, it could be found to have been acting in bad faith.
Five Top Signs of Bad Faith Insurance
There are many signs that an insurance provider is acting in bad faith. The top five signs to watch for when filing an insurance claim for a car accident include:
- There are unreasonable delays in accepting your claim and confirming that your claim has been filed. You should receive a claim number immediately or within a day after filing your claim.
- The insurance company refuses to communicate with you by failing to respond to telephone messages or other forms of communication.
- The insurance company denies your claim without providing an explanation. A denial of claim should be in writing with detailed reasons for denying the claim.
- Requests for unreasonable documentation are another sign of bad faith. Remember, insurance companies like to ask for written and recorded statements as well as signed medical authorization forms. See an attorney before agreeing to provide statements or sign a medical authorization form.
- Very low offers to settle the case quickly. If a company suspects that your claim may be worth a lot of money, it may try to get rid of the claim by “lowballing” a quick offer to entice you to sign a full release of all claims.
Other signs of bad faith by an insurance company also include:
- Denying a claim without any investigation of your insurance claim.
- Failing to make timely payment after settlement.
- Unreasonably blaming you for the cause of the accident.
- Bullying, pressuring, or threatening you to accept a low settlement offer.
- Repeatedly telling you that hiring a personal injury lawyer will hurt your chances of receiving top dollars for your claim.
- Using improper investigation techniques.
- Canceling or changing an insurance policy without justification.
- Dragging out a claim to exceed the statutes of limitations.
There could be other instances of bad faith. If you suspect bad faith by an insurance provider, contact an attorney immediately. You may be entitled to additional compensation for the acts of bad faith on top of the compensation you deserve for your personal injury claim.
Contact Our Sacramento Car Accident Attorney for a Free Case Review
Discuss your car accident and issues of bad faith insurance tactics with a personal injury lawyer at The Tiemann Law Firm. Call (916) 999-9000 to schedule a free consultation with one of our California car accident settlement attorneys.
California is an at-fault state for motor vehicle accidents. Therefore, accident victims must prove that another party was responsible for causing the collision before they can receive compensation from those parties for injuries, losses, and damages. Some circumstances can make it more difficult to determine fault for a car crash, as in the case of a multiple vehicle accident.
Investigating a Multiple Vehicle Accident in California
In a two-car crash, fault is usually assigned to one of the drivers. In some cases, both drivers may share fault for the cause of the accident. However, when you have multiple vehicles involved in a traffic accident, it can be more difficult to determine which driver is at fault for the crash.
In many cases, experts must be consulted to determine how the crash occurred so that that parties at fault can be identified. Accident reconstructionists use the evidence from the crash scene, eyewitness statements, and other information to reconstruct the accident. By reconstructing the accident, they can examine each factor that contributed to the cause of the collision and identify the driver responsible for each factor. By identifying each driver who may have played a role in the cause of the crash, we can pursue a personal injury claim against those specific drivers.
Assigning Fault in a Multiple Vehicle Accident
Under California’s pure comparative fault law, damages are divided between negligent parties based on their percentage of fault for causing the accident. Therefore, in a multiple vehicle accident, contributing factors become very important. A driver who may have a small percentage of fault can still recover some compensation from the other drivers who had higher percentages of fault for causing the accident.
For example, let’s assume you are involved in a multiple vehicle accident with three other drivers. At trial, the jury finds that you played a minor role in causing the crash and assigns you 10 percent under the comparative fault system. Any compensation that you are entitled to receive for your damages and losses will be reduced by 10 percent. You may also be liable for 10 percent of the damages of the other drivers if they pursue a claim against you for your negligence in causing the multiple vehicle accident.
You Need an Experienced Sacramento Car Accident Attorney
Accident claims can be difficult to win, especially when they involve complicated areas of law like comparative fault. Each insurance company involved in the claim tries to ensure that as much blame for the crash as possible is assigned to other drivers. By doing so, the insurance companies reduce their liability for damages and pay less to settle their portion of the injury claims.
Hiring an experienced Sacramento personal injury attorney is one of the best ways you can protect your legal rights and best interests. An experienced attorney has the resources and skills needed to investigate and develop a complex claim involving a multiple vehicle accident. An experienced attorney understands the importance of using experts to investigate the crash to ensure that the blame for the accident is placed on the correct individuals.
If you have been injured in a car accident, let our legal team fight for the compensation you deserve. Contact The Tiemann Law Firm at (916) 999-9000 or by visiting our website. Schedule a free consultation with one of our experienced California car accident attorneys.
Most individuals, companies, and government entities have some type of liability insurance coverage. Liability insurance coverage protects us if we cause an injury. Two common types of liability insurance policies are car insurance and premises liability insurance. Both policies pay for damages incurred by someone who is injured because of the policy holder’s negligence, carelessness, or other wrongdoing. For instance, if you cause a car crash, the victims file claims against your car insurance coverage. If someone falls at a restaurant, they file a claim against the property owner’s premises liability coverage.
However, insurance companies are not legally obligated to immediately pay all claims filed against policies owned by their insureds. They have the right to investigate claims to determine if the claims are valid. Reasons why an insurance company may deny an injury claim include:
- The type of claim is not covered by the policy
- The policy was canceled or otherwise not in force at the time of the accident
- The policyholder was not at fault for causing the injury
- The claim exceeds the policy limits
- There is a dispute as to fault and liability
- A claim was not timely filed
- There was a delay in medical care that the insurance company alleges prove the injuries did not occur in the accident
- Insufficient information was provided with the claim
- The statute of limitations (deadline) for filing a claim has expired
If an insurance provider denies your injury claim, you should contact a Sacramento personal injury attorney immediately. You may have several options for appealing the denial of claim or pursuing legal action against the party responsible for your injuries.
When Does an Insurance Company Pay My Medical Bills from an Accident?
A liability insurance policy is not a health insurance policy. The insurance provider will not pay your medical bills until the case is settled and closed. At that time, the insurance company does not pay your medical providers directly. The settlement check is issued to you for the agreed-upon amount, and you are responsible for payment of medical expenses related to the accident.
Therefore, many people submit medical bills from accidents to their health insurance company for payment.
Just remember, if your health insurance company pays bills related to an accident, the company likely has a right to reimbursement for the bills it paid when you receive your settlement for the accident. This right of reimbursement is a subrogation claim. Medicaid and Medicare may also assert subrogation claims if either agency paid medical bills related to an accident claim.
Carefully documenting all medical expenses, including out-of-pocket expenses for over-the-counter medications, travel to doctor’s offices or medical appointments, and purchases of medical equipment increase your chance of being reimbursed for these costs. You need proof that you paid the money. Without proof, the insurance company will not include the expense in your settlement.
Contact a Sacramento Personal Injury Attorney for Help
If you are injured in an accident, you might be entitled to substantial compensation from the party responsible for causing your injury. In addition to medical expenses, you might receive compensation for your loss of income, physical pain, permanent disability, emotional distress, and other damages.
Contact our Sacramento personal injury lawyers for a free consultation by calling The Tiemann Law Firm at (916) 999-9000 or by visiting our website.
Labor Day Weekend is the unofficial end of summer. Many individuals and families take advantage of the long weekend to take one last trip. Even if you do not take advantage of the long weekend for a road trip, you may notice increased traffic in your hometown. Over the Labor Day holiday, you can reduce your risk for a car accident by more closely following several safe driving behaviors.
Safe Driving Suggestions for the Labor Day Holiday
With an increase in traffic, you may notice more congestion and traffic jams around town. Decreasing the speed of your vehicle increases your time to react to stopped traffic and other driving conditions. Also, higher speeds increase your risk of deadly and catastrophic injuries if you are involved in an accident.
Distracted driving continues to be one of the most common causes of traffic crashes across the nation. During the holiday weekend, avoid distractions while driving. If you plan to travel out of town, make sure that you program your GPS before you leave and pull over to make any adjustments to the GPS. Allow a passenger to be in charge of the cell phone while you are driving. Taking your eyes away from the road for just a few seconds could result in a terrible car crash.
Get Plenty of Rest
Drowsy or fatigued driving can be as dangerous as drunk driving. Make sure that you get plenty of rest if you are driving over the Labor Day weekend. While you want to enjoy as much of the activities over the weekend as possible, you do not want to forget to get enough sleep to ensure that you are not impaired when you get behind the wheel of your vehicle to drive home after an event or a road trip.
Don’t Drink and Drive
Many Labor Day events will include alcoholic beverages. If you intend to drink while celebrating the last weekend of summer, make sure that you have another way home other than driving. If possible, take a cab or Uber to the event or plan to stay overnight at the venue to avoid driving while intoxicated. If you are traveling with friends, have a designated driver who is responsible for all driving.
What Should You Do After a Labor Day Auto Accident?
Stay calm and call 911 to report the accident. It could take law enforcement officers a little longer to respond to the accident because of the holiday weekend. While waiting for the police to arrive, try to take pictures of the accident scene and ask eyewitnesses for their names and contact information. Do not admit fault or apologize for the accident.
If you do not go directly to the hospital from the accident scene, it is a good idea to see your doctor as soon as possible. It is important to document your physical injuries for an insurance claim. Delays in medical treatment are often used by insurance companies to deny or undervalue injury claims.
Contact a Sacramento Personal Injury Attorney for Help
Being injured in a car accident can have numerous long-term consequences. If you have questions or need help, contact our Sacramento personal injury lawyers for a free consultation by calling The Tiemann Law Firm at (916) 999-9000 or by visiting our website.